719 Ridgeview Dr, Shelby, NC 28150 Property Records

Cleveland County property record for 719 Ridgeview Dr, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,672 sqft · built 1957
Lot Size	0.509 acres (22,172 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Sep 2021)
Tax Bill	$2,322 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21217`

Property Details

APN / Parcel Number

Primary APN	`21217`
Alternative APN	`1343045`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,672 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Shed Roof
Lot Area	22,172 sqft (0.509 acres)
Garage Type	Carport
Garage Area	273 sqft
Carport	Carport
Carport Area	273 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Deck Area	400 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1343045
Street Address	719 RIDGEVIEW DR
City	SHELBY
State	NC
Zip	28150-5550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	#21-23 BLK A PB6-70 EASTERN HGTS
Legal Subdivision	EASTERN HGTS
Legal Block	2
Legal Lot Number	36
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1003
Census Tract	951000

Owner

719 Ridgeview Dr is owned and occupied by two individuals who bought it in September 2021.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	719 RIDGEVIEW DR, SHELBY, NC 28150-5550
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK
Mar 4, 2019	Warranty Deed, Transfer · Conventional Mortgage THE FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2021 · Amount on File
Deed Sale	Sep 23, 2021 · Amount on File
Prior Sale	Mar 4, 2019 · Amount on File
Deed Document Number	2021200061641
Deed Book / Page	1852 / 1827
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 23, 2021
Property Address	719 RIDGEVIEW DR, SHELBY, NC 28150-5550
Document Number	0018521827
Book / Page	1852 / 1827
Map Reference	MB 6 PG 70
Instrument Date	Sep 12, 2021
Instrument	200061641
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 SEABURY DR, 10, GREENVILLE, SC 29615-3316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	719 RIDGEVIEW DR, SHELBY, NC 28150-5550

Mortgage

Document Number	18521830
Date	Sep 23, 2021
Instrument	1852/1830

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 4, 2019
Property Address	719 RIDGEVIEW DR, SHELBY, NC 28150-5550
Document Number	0017862271
Book / Page	1786 / 2271
Map Reference	MB 6 PG 70
Instrument Date	Mar 1, 2019
Instrument	200023628
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$306.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1406, SHELBY, NC 28151-1406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	719 RIDGEVIEW DR, SHELBY, NC 28150-5550

Mortgage

Document Number	200023629
Date	Mar 4, 2019
Instrument	200023629

Lender

Name	THE FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 719 Ridgeview Dr was $2,322, up 1.7% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,322.00 (+1.71%)	$229,514 (-) Land $36,240 Building $193,274	$229,514 (-) Land $36,240 Building $193,274
2025	$2,283.00	$229,514 Land $36,240 Building $193,274	$229,514 Land $36,240 Building $193,274
2023		$139,067 Land $23,828 Building $115,239	$139,067 Land $23,828 Building $115,239

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 719 Ridgeview Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	19 (1980–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 719 Ridgeview Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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