Stanly County property record for 719 Redah Ave, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,027 sqft · built 2005 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $512,000 (Jan 2023) |
| Tax Bill | $3,935 (2023) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jan 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 557401375980 |
| Primary APN | 557401375980 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 4,027 sqft Finished Area |
| Gross Area | 5,218 sqft |
| Attic Area | 225 sqft |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 28,750 sqft (0.66 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Porch | Porch |
| Porch Area | 498 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1541668 |
|---|---|
| Street Address | 719 REDAH AVE |
| City | LOCUST |
| State | NC |
| Zip | 28097-8712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | HSE 719 REDAH AVE LT 10 REDAH ACRES PH 3 557401168 |
| Legal Subdivision | REDAH ACRES PH 3 |
| Legal Lot Number | 10 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 930801 |
Source: Stanly County records · APN 557401375980
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 719 REDAH AVE, LOCUST, NC 28097-8712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 02, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Jan 04, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| May 03, 2021 | Deed of Trust, Mortgage · FHA Mortgage STEARNS LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 04, 2023 · Amount on Record |
| Deed Sale | Jan 04, 2023 · Amount on Record |
| Deed Document Number | 454383 |
| Deed Book / Page | 1809 / 1242 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 719 REDAH AVE, LOCUST, NC 28097-8712 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 719 REDAH AVE, LOCUST, NC 28097-8712 |
| Document Number | 0000450873 |
|---|---|
| Date | Sep 02, 2022 |
| Book Page | 1798/595 |
| Instrument | 450873 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | LOCUST, NC 28097 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jan 04, 2023 |
| Property Address | 719 REDAH AVE, LOCUST, NC 28097-8712 |
| Document Number | 0000454383 |
| Book / Page | 1809 / 1242 |
| Map Reference | MB 19 PG 35 |
| Instrument Date | Jan 04, 2023 |
| Instrument | 454383 |
| Transaction Type | Transfer |
| Record Updated | Mar 03, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,024.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 951, LOCUST, NC 28097-0951 |
| Name | Verified Name |
|---|---|
| Address | 719 REDAH AVE, LOCUST, NC 28097-8712 |
| Document Number | 0000454384 |
|---|---|
| Date | Jan 04, 2023 |
| Instrument | 454384 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 5-Year CMT |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 719 REDAH AVE, LOCUST, NC 28097-8712 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000432451 |
|---|---|
| Date | May 03, 2021 |
| Book Page | 1740/1029 |
| Instrument | 432451 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,935.00 (+911.57%) | $361,055 (-) Land $44,000 Building $317,055 | $361,055 (-) Land $44,000 Building $317,055 |
| 2022 | $389.00 | $361,055 Land $44,000 Building $317,055 | $361,055 Land $44,000 Building $317,055 |
Source: FEMA National Flood Hazard Layer, Stanly County (37167C), as of May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 96 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NC2084008, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | STANFIELD #3-POLK FORD/RENEE FORD serves 854 people |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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