719 Prospect St, Flint, MI 48503 Property Records

Genesee County property record for 719 Prospect St, Flint, MI 48503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,585 sqft · built 1920
Lot Size	0.408 acres (17,772 sqft)
Owner	Individual Name on Record
Last Sale	$66,000 (Mar 2024)
Tax Bill	$3,123 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-12-384-039`

Property Details

APN / Parcel Number

Primary APN	`40-12-384-039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,585 sqft Living Area
1st Floor Area	1,025 sqft
Basement Area	945 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	17,772 sqft (0.408 acres)
Lot Dimensions	127 ft deep x 140 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	719 PROSPECT ST
City	FLINT
State	MI
Zip	48503-2474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UC
Legal Description	THIRD AVENUE TERRACE ADDITION LOTS 36, 37, 38 AND S 20 FT OF LOT 39 COMBINED ON 12/02/2015 FROM 40-12-384-020, 40-12-384-022,
Legal Subdivision	THIRD AVENUE TERRACE ADDITION
Legal Lot Number	36-39
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	2
Census Block	2013
Census Tract	1500

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 7912, FLINT, MI 48507-0912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Line of Credit FORT FINANCIAL CREDIT UNION
Mar 27, 2024	Warranty Deed, Transfer · Conventional Mortgage LEGACY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2024 · Amount on Record
Deed Sale	Mar 27, 2024 · Amount on Record
Prior Sale	Aug 25, 2003 · Amount on Record
Deed Document Number	202413355
Prior Transfer Date	Apr 4, 2014
Prior Transfer Doc	0000032289
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	May 5, 2026
Property Address	719 PROSPECT ST, FLINT, MI 48503-2474
Document Number	0000031337
Instrument Date	Apr 30, 2026
Instrument	202631337
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	719 PROSPECT ST, FLINT, MI 48503-2474

Mortgage

Document Number	0000031337,
Date	May 5, 2026
Instrument	202631337

Lender

Name	FORT FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 5, 2036

Interest

Rate	6.46%
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Mar 27, 2024
Property Address	719 PROSPECT ST, FLINT, MI 48503-2474
Document Number	0000013355
Map Reference	LB 3 PG 22
Instrument Date	Mar 22, 2024
Instrument	202403270013355
Transaction Type	Transfer
Record Updated	Apr 4, 2024
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 N FITCH ST, DURAND, MI 48429-1452

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4309 CUSTER AVE, FLINT, MI 48507-2780

Mortgage

Document Number	0000012691
Date	Mar 26, 2024
Instrument	202403260012691

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company
Address	GRAND BLANC, MI 48439

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flint City
Unified School District	Flint City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,000 (+16.82%)	$100,000 (+16.82%)
2025	$3,123.00 (+234.73%)	$42,800 (+7%)	$85,600 (+7%)
2024	$933.00
2023		$40,000	$80,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLINT serves 81,252 people · EPA ID MI0002310
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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