Frederick County property record for 719 Monarch Ridge Rd, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,340 sqft · built 1992 |
| Lot Size | 0.232 acres (10,088 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $367,000 (Oct 2018) |
| Tax Bill | $8,163 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-166054 |
| Primary APN | 02-166054 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,340 sqft Living Area |
| Gross Area | 2,824 sqft |
| 1st Floor Area | 1,388 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,088 sqft (0.232 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 166054 |
|---|---|
| Street Address | 719 MONARCH RIDGE RD |
| City | FREDERICK |
| State | MD |
| Zip | 21703-2204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | LOT 58 SEC 1 PLAT 3 10088 SQ FT MONARCH RIDGE |
| Legal Subdivision | MONARCH RDG SEC 01 03 |
| Legal Lot Number | 58 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 24, BRADDOCK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 750506 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 719 MONARCH RIDGE RD, FREDERICK, MD 21703-2204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Dec 20, 2019 | Deed of Trust, Mortgage APL FCU |
| Oct 12, 2018 | Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2018 · Amount on Record |
| Deed Sale | Oct 12, 2018 · Amount on Record |
| Prior Sale | Aug 31, 2012 · Amount on Record |
| Deed Book / Page | 12668 / 411 |
| Prior Transfer Date | Oct 6, 2015 |
| Prior Transfer Doc | 0108140268 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 719 MONARCH RIDGE RD, FREDERICK, MD 21703-2204 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 719 MONARCH RIDGE RD, FREDERICK, MD 21703-2204 |
| Document Number | 0157540225 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 15754/225 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 719 MONARCH RIDGE RD, FREDERICK, MD 21703-2204 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0134130447 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 13413/0447 |
| Name | APL FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20723 |
| Amount | Amount Recorded |
|---|---|
| Term | 143 Months |
| Due | Nov 21, 2031 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 12, 2018 |
| Property Address | 719 MONARCH RIDGE RD, FREDERICK, MD 21703-2204 |
| Document Number | 0126680411 |
| Book / Page | 12668 / 0411 |
| Map Reference | MB42 PG6 |
| Instrument Date | Oct 3, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,835.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 719 MONARCH RIDGE RD, FREDERICK, MD 21703-2204 |
| Document Number | 0012668417 |
|---|---|
| Date | Oct 12, 2018 |
| Instrument | 12668/417 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $472,500 (+6.8%) | $532,700 (+20.41%) Land $145,000 Building $387,700 | |
| 2025 | $8,163.00 (+8.36%) | $442,400 (+19.55%) Land $105,000 Building $337,400 | $442,400 (-) Land $105,000 Building $337,400 |
| 2024 | $7,533.00 (+11.77%) | ||
| 2023 | $6,740.00 | $370,067 | $442,400 Land $105,000 Building $337,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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