719 E Washington St, Winterset, IA 50273 Property Records

Madison County property record for 719 E Washington St, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,432 sqft · built 1870
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,978 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`820000607050000`

Property Details

APN / Parcel Number

Primary APN	`820000607050000`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	5 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,432 sqft Living Area
1st Floor Area	896 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Type	Attached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	144 sqft
Poultry House	Poultry House

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	719 E WASHINGTON ST
City	WINTERSET
State	IA
Zip	50273-1950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7 & 8, BLOCK 7 LAUGHRIDGE&CASSIDAY
Legal Subdivision	LAUGHRIDGE & CASSIDAYS ADD
Legal Block	7
Legal Lot Number	7,8
Jurisdiction	MADISON IA
Township / Civil Division	WINTERSET
Census Block Group	3
Census Block	3046
Census Tract	60200

Owner

Source: Madison County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	719 E WASHINGTON ST, WINTERSET, IA 50273-1950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Deed of Trust, Mortgage · Line of Credit FARMERS & MECHANICS BANK
Aug 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST CLASS COMMUNITY CU
Dec 19, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance MARINE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 5, 2022
Transfer Doc	0000002020
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	719 E WASHINGTON ST, WINTERSET, IA 50273-1950
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/1322
Date	Jun 9, 2023
Book Page	2023/1322
Instrument	2023 1322

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	719 E WASHINGTON ST, WINTERSET, IA 50273-1950
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/2515
Date	Aug 25, 2022
Book Page	2022/2515
Instrument	2022 2515

Lender

Name	FIRST CLASS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2037

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	719 E WASHINGTON ST, WINTERSET, IA 50273-1950
Transaction Type	Mortgage
Record Updated	Jan 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/4151
Date	Dec 19, 2018
Book Page	2018/4151
Instrument	4151

Lender

Name	MARINE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Municipality	Winterset City
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,978.00 Homeowner's exemption	$394,200 (+7.53%) Land $47,200 Building $347,000	$394,200 (+7.53%) Land $47,200 Building $347,000
2024	$6,978.00 (+191.48%)
2023		$366,600 Land $20,300 Building $346,300	$366,600 Land $20,300 Building $346,300
2022	$2,394.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTERSET MUNICIPAL WATERWORKS serves 5,428 people · EPA ID IA6171029
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: OmniTel-Interstate Cablevision, Verizon.

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