Whatcom County property record for 719 Cherry St, Sumas, WA 98295
| Property Type | Commercial |
|---|---|
| Details | 630 sqft · built 1989 |
| Lot Size | 0.907 acres (39,548 sqft) |
| Owner | Company Name on Record |
| Last Sale | $300,000 (Mar 2024) |
| Tax Bill | $2,148 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2024 Sale & Second Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 568395 |
| Primary APN | 568395 |
|---|---|
| Alternative APNs |
|
| Building Area | 630 sqft Total Area |
|---|---|
| 1st Floor Area | 630 sqft |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Logs |
| Lot Area | 39,548 sqft (0.907 acres) |
| Cooling System | HVAC |
|---|
| Account Number | 549711 |
|---|---|
| Street Address | 719 CHERRY ST |
| City | SUMAS |
| State | WA |
| Zip | 98295 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | BTO |
| Legal Description | LOT 1 HARRY MANN SHORT PLAT AS REC AF 2050601209 |
| Legal Range | 04 |
| Legal Township | 41 |
| Legal Section | 34 |
| Legal Subdivision | HARRY MANN SHORT PLAT |
| Legal Lot Number | 1 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 10202 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8204 PORTAL WAY, BLAINE, WA 98230-9735 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage · Commercial Mortgage HARBORSTONE CU |
| Mar 8, 2024 | Warranty Deed, Transfer · Stand-Alone Second Mortgage CENTURION HOME SERVICES LLC |
| Jul 2, 2021 | Deed of Trust, Mortgage · Commercial Mortgage EDWARD J GUTSCHMIDT |
| Feb 17, 2023 | Warranty Deed, Transfer CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Feb 10, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Mar 13, 2018 | Warranty Deed, Transfer WHATCOM LAND TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2024 · Amount on Record |
| Deed Sale | Mar 8, 2024 · Amount on Record |
| Prior Sale | Feb 17, 2023 · Amount on Record |
| Deed Document Number | 2024-0300539 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 719 CHERRY ST, SUMAS, WA 98295 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 1200 DUPONT ST 1B, 1B, BELLINGHAM, WA 98225-3100 |
| Document Number | 0001001377 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 2025-1001377 |
| Name | HARBORSTONE CU |
|---|---|
| Type | Credit Union |
| Address | MOUNT VERNON, WA 98273 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Mar 8, 2024 |
| Property Address | 719 CHERRY ST, SUMAS, WA 98295 |
| Document Number | 0000300539 |
| Map Reference | AF 2050601209 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 2024-0300539 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,805.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8204 PORTAL WAY, BLAINE, WA 98230-9735 |
| Document Number | 0000300540 |
|---|---|
| Date | Mar 8, 2024 |
| Instrument | 2024-0300540 |
| Name | CENTURION HOME SERVICES LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 719 CHERRY ST, SUMAS, WA 98295 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000700473 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 2021-0700473 |
| Name | EDWARD J GUTSCHMIDT |
|---|---|
| Type | Private Party |
| Address | 3280 HALVERSTICK RD, SUMAS, WA 98295 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Feb 17, 2023 |
| Property Address | 719 CHERRY ST, SUMAS, WA 98295 |
| Document Number | 0000201103 |
| Map Reference | AF 2050601209 |
| Instrument Date | Feb 14, 2023 |
| Instrument | 2023-0201103 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,525.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 8121 132ND PL SE, SNOHOMISH, WA 98296-5930 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Feb 10, 2020 |
| Property Address | 719 CHERRY ST, SUMAS, WA 98295 |
| Document Number | 2200200927 |
| Instrument Date | Feb 10, 2020 |
| Instrument | 200927 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5202 REESE HILL RD SUMAS WA 982958604, SUMAS, WA 98295-8604 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Mar 13, 2018 |
| Property Address | 719 CHERRY ST, SUMAS, WA 98295 |
| Document Number | 2180301242 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 301242 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,141.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5202 REESE HILL RD SUMAS WA 982958604, SUMAS, WA 98295-8604 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Sumas City |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,148.00 (+53.1%) | $231,806 (+53.09%) Land $89,697 Building $142,109 | $231,806 (+53.09%) Land $89,697 Building $142,109 |
| 2024 | $1,403.00 (-8.06%) | $151,417 (+33.57%) Land $38,909 Building $112,508 | $151,417 (+33.57%) Land $38,909 Building $112,508 |
| 2022 | $113,362 Land $38,909 Building $74,453 | $113,362 Land $38,909 Building $74,453 | |
| 2021 | $1,526.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 251 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 251 in force |
| Nearby Flood Claims | 226 (2020–2026) |
| Claims Outside the SFHA | 10 of 226 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMAS WATER DEPT serves 2,157 people · EPA ID WA5384870 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Pogozone powered by Neubeam Cable | 250 / 35 |
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