Osceola County property record for 719 Carolina Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,552 sqft · built 1961 |
| Lot Size | 0.344 acres (14,984 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Nov 2018) |
| Tax Bill | $3,080 (2025) |
| Deeds & Mortgages | Nov 2018 Sale & Mortgage Jun 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0062-0130 |
| Primary APN | 01-26-30-0001-0062-0130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,552 sqft Living Area |
| Gross Area | 1,996 sqft |
| 1st Floor Area | 1,552 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,984 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 248 sqft |
| Deck Area | 400 sqft |
| Shed | 1 Shed |
| Shed Area | 81 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | HVAC |
| Street Address | 719 CAROLINA AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 34 BLK 62 LOTS 13-16 1/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 62 |
| Legal Lot Number | 13 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 5 |
| Census Block | 5047 |
| Census Tract | 43500 |
719 Carolina Ave is owned and occupied by two individuals who bought it in November 2018.
Source: Osceola County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 719 CAROLINA AVE, SAINT CLOUD, FL 34769-3412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 27, 2018 | Warranty Deed, Transfer · Conventional with PMI NAVY FCU |
| Jun 6, 2018 | Warranty Deed, Transfer YOUR TITLE CONNECTION LLC |
| Jan 17, 2017 | Warranty Deed, Transfer YOUR TITLE CONNECTION LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2018 · Amount on File |
| Deed Sale | Nov 27, 2018 · Amount on File |
| Prior Sale | Jun 6, 2018 · Amount on File |
| Deed Document Number | 2018172637 |
| Deed Book / Page | 5438 / 108 |
| Prior Transfer Date | Nov 17, 2001 |
| Prior Transfer Doc | 0022400062 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 27, 2018 |
| Property Address | 719 CAROLINA AVE, SAINT CLOUD, FL 34769-3412 |
| Document Number | 0054380108 |
| Book / Page | 005438 / 000108 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 172637 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 719 CAROLINA AVE ST CLOUD FL 347693412, ST CLOUD, FL 34769-3412 |
| Document Number | 54380110 |
|---|---|
| Date | Nov 27, 2018 |
| Book Page | 005438/000110 |
| Instrument | 172638 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 6, 2018 |
| Property Address | 719 CAROLINA AVE, SAINT CLOUD, FL 34769-3412 |
| Document Number | 0053451924 |
| Book / Page | 005345 / 001924 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 87431 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2018 |
| Title Company | YOUR TITLE CONNECTION LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,141.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 223 BROADWAY KISSIMMEE FL 347415741, KISSIMMEE, FL 34741-5741 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 17, 2017 |
| Property Address | 719 CAROLINA AVE, SAINT CLOUD, FL 34769-3412 |
| Document Number | 0050862200 |
| Book / Page | 005086 / 002200 |
| Instrument Date | Dec 20, 2016 |
| Instrument | 9004 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2017 |
| Title Company | YOUR TITLE CONNECTION LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,050.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 719 CAROLINA AVE ST CLOUD FL 347693412, ST CLOUD, FL 34769-3412 |
The 2025 property tax bill for 719 Carolina Ave was $3,080 with a homeowner's exemption, up 3.6% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,080.00 (+3.56%) Homeowner's exemption | $215,006 | $320,000 Land $63,200 Building $256,800 |
| 2024 | $2,974.00 (+2.76%) | ||
| 2023 | $2,894.00 (+3.73%) Homeowner's exemption | $202,862 (+3%) | $286,000 (+15.98%) Land $57,500 Building $228,500 |
| 2022 | $2,790.00 Homeowner's exemption | $196,954 | $246,600 Land $51,800 Building $194,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 719 Carolina Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 719 Carolina Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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