719 Bedford Ave, Elyria, OH 44035 Property Records

Lorain County property record for 719 Bedford Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,323 sqft · built 1980
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Jun 2017)
Tax Bill	$2,992 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013434-4`

Property Details

APN / Parcel Number

Primary APN	`013434-4`
Alternative APN	`06-25-026-101-105`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,323 sqft Living Area
Gross Area	1,649 sqft
1st Floor Area	756 sqft
Basement Area	1,092 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	128 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	126 sqft
Porch	Slab
Porch Area	200 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	013434-4
Street Address	719 BEDFORD AVE
City	ELYRIA
State	OH
Zip	44035-3060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEDFORD EST SUB #1 60 X 128.88 LOT # 4
Legal Subdivision	BEDFORD EST SUB 1
Legal Tract	25
Legal Block	101
Legal Lot Number	4
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2003
Census Tract	70102

Owner

Source: Lorain County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	719 BEDFORD AVE, ELYRIA, OH 44035-3060
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Jun 13, 2017	Deed, Transfer · FHA Mortgage AMERICAN MIDWEST MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2017 · Amount on Record
Deed Sale	Jun 13, 2017 · Amount on Record
Deed Document Number	2017632784
Last Transfer Date	Dec 27, 2024
Transfer Doc	0000037982
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	719 BEDFORD AVE, ELYRIA, OH 44035-3060
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	719 BEDFORD AVE, ELYRIA, OH 44035-3060

Mortgage

Document Number	0000084880
Date	Feb 13, 2026
Instrument	2026-0084880

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 3, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 13, 2017
Property Address	719 BEDFORD AVE, ELYRIA, OH 44035-3060
Document Number	0000632784
Map Reference	VOL 33 PG 63
Instrument Date	Jun 9, 2017
Instrument	2017-0632784
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000632785
Date	Jun 13, 2017
Instrument	2017-0632785

Lender

Name	AMERICAN MIDWEST MORTGAGE CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,992.00 (-0.47%)	$63,540 (%) Land $8,920 Building $54,620	$181,550 (-) Land $25,490 Building $156,060
2024	$3,006.00 (+11.5%)	$63,543 (+28.39%) Land $8,922 Building $54,621	$181,550 (+28.39%) Land $25,490 Building $156,060
2023	$2,696.00 (+0.33%)	$49,494 (+0.01%) Land $9,380 Building $40,114	$141,410 (-) Land $26,800 Building $114,610
2022	$2,687.00	$49,490 Land $9,380 Building $40,110
2021			$141,410 Land $26,800 Building $114,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Aug 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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