St. Louis County property record for 719 2nd St, Duluth, MN 55810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.25 ba · 1,348 sqft · built 1915 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,884 (2026) |
| Deeds & Mortgages | Nov 2022 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 185-0010-01760 |
| Primary APN | 185-0010-01760 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,348 sqft Gross Area |
| 1st Floor Area | 1,094 sqft |
| Basement Area | 760 sqft |
| Finished Basement | 760 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 7,100 sqft (0.163 acres) |
| Garage Area | 528 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 36 sqft |
| Patio Area | 192 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1092166 |
|---|---|
| Street Address | 719 2ND ST |
| City | DULUTH |
| State | MN |
| Zip | 55810-2710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 25 AND 26 SERIAL # |
| Legal Subdivision | PROCTORKNOTT TOWNSITE OF |
| Legal Block | 11 |
| Legal Lot Number | 25-26 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | PROCTOR |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 10100 |
Source: St. Louis County records · APN 185-0010-01760
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 719 2ND ST, DULUTH, MN 55810-2710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2022 | Deed of Trust, Mortgage · Line of Credit NORTHEAST ENTREPRENEUR FUND INC |
| May 28, 2021 | Deed of Trust, Mortgage · Commercial Mortgage PROCTOR FEDERAL CU |
| Jul 09, 2020 | Warranty Deed, Transfer · Conventional with PMI FRANDSEN BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 719 2ND ST, DULUTH, MN 55810-2710 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 719 2ND ST, PROCTOR, MN 55810-2710 |
| Document Number | 0001456859 |
|---|---|
| Date | Nov 21, 2022 |
| Instrument | 1456859 |
| Name | NORTHEAST ENTREPRENEUR FUND INC |
|---|---|
| Type | Non-Lending Institution |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 15, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 719 2ND ST, DULUTH, MN 55810-2710 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 719 2ND ST, PROCTOR, MN 55810-2710 |
| Document Number | 0001415351 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 1415351 |
| Name | PROCTOR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55810 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 17, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 09, 2020 |
| Property Address | 719 2ND ST, DULUTH, MN 55810-2710 |
| Document Number | 00A1384625 |
| Instrument Date | Jun 26, 2020 |
| Instrument | A1384625 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2020 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $479.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 719 2ND ST PROCTOR MN 558102710, PROCTOR, MN 55810-2710 |
| Document Number | A1384626 |
|---|---|
| Date | Jul 09, 2020 |
| Instrument | A1384626 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | NEW ULM, MN 56073 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 08, 2040 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Proctor City |
| Unified School District | Proctor Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,884.00 (+31.84%) Homeowner's exemption | ||
| 2025 | $2,946.00 (+27.75%) Homeowner's exemption | $238,900 (+18.15%) Land $14,700 Building $224,200 | $238,900 (+18.15%) Land $14,700 Building $224,200 |
| 2024 | $2,306.00 | $202,200 (+30.37%) Land $15,500 Building $186,700 | $202,200 (+30.37%) Land $15,500 Building $186,700 |
| 2022 | $155,100 Land $11,700 Building $143,400 | $155,100 Land $11,700 Building $143,400 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AirFiber Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 226 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Proctor serves 3,099 people |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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