7189 Brookridge Dr, Denver, NC 28037 Property Records

Lincoln County property record for 7189 Brookridge Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,438 sqft · built 1993
Lot Size	0.337 acres (14,680 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Dec 2023)
Tax Bill	$2,219 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jan 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3692-86-8501`

Property Details

APN / Parcel Number

Primary APN	`3692-86-8501`
Alternative APNs	`369200868501` `282018` `301144` `56647`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,438 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	14,680 sqft (0.337 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	301144
Street Address	7189 BROOKRIDGE DR
City	DENVER
State	NC
Zip	28037-9547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	CAT SPRINGS SUB 27 2
Legal Subdivision	CATAWBA SPRINGS
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2029
Census Tract	71101

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7189 BROOKRIDGE DR, DENVER, NC 28037-9547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Dec 15, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
May 30, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2023 · Amount on Record
Deed Sale	Dec 4, 2023 · Amount on Record
Prior Sale	Dec 15, 2020 · Amount on Record
Deed Document Number	2023674765
Deed Book / Page	3292 / 830
Prior Transfer Date	Nov 30, 2007
Prior Transfer Doc	19890034
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Dec 4, 2023
Property Address	7189 BROOKRIDGE DR, DENVER, NC 28037-9547
Document Number	0003292830
Book / Page	3292 / 830
Map Reference	MB F PG 435
Instrument Date	Nov 28, 2023
Instrument	674765
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6230 DURANGO WAY, DENVER, NC 28037-1424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7189 BROOKRIDGE DR, DENVER, NC 28037-9547

Mortgage

Document Number	0000674766
Date	Dec 4, 2023
Instrument	674766

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7189 BROOKRIDGE DR, DENVER, NC 28037-9547
Transaction Type	Mortgage
Record Updated	Feb 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003225846
Date	Jan 27, 2023
Book Page	3225/846
Instrument	662952

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	DENVER, NC 28037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Dec 15, 2020
Property Address	7189 BROOKRIDGE DR, DENVER, NC 28037-9547
Document Number	2985300
Book / Page	2985 / 300
Map Reference	MB F PG 435
Instrument Date	Dec 15, 2020
Instrument	621744
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$419.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8865 HAGERS FERRY RD, 8865, DENVER, NC 28037-8569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7189 BROOKRIDGE DR, DENVER, NC 28037-9547

Mortgage

Document Number	621745
Date	Dec 15, 2020
Instrument	621745

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jan 1, 2026
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	May 30, 2019
Property Address	7189 BROOKRIDGE DR, DENVER, NC 28037-9547
Document Number	2820435
Book / Page	002820 / 000435
Instrument Date	May 30, 2019
Instrument	593145
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$408.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7189 BROOKRIDGE DR DENVER NC 280379547, DENVER, NC 28037-9547

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,219.00	$344,211 (-) Land $47,000 Building $297,211	$344,211 (-) Land $47,000 Building $297,211
2025	$2,219.00 (+1.32%)	$344,211 (-) Land $47,000 Building $297,211	$344,211 (-) Land $47,000 Building $297,211
2023	$2,190.00	$344,211 Land $47,000 Building $297,211	$344,211 Land $47,000 Building $297,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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