7189 13th Ave, Keystone, IA 52249 Property Records

Benton County property record for 7189 13th Ave, Keystone, IA 52249

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,074 sqft · built 1900
Lot Size	3.68 acres (160,300 sqft)
Owner	Individual Name on File
Last Sale	$214,000 (May 2018)
Tax Bill	$2,942 (2026)
Deeds & Mortgages	May 2018 Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74020650`

Property Details

APN / Parcel Number

Primary APN	`74020650`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,074 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	160,300 sqft (3.68 acres)
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	144 sqft
Patio Area	156 sqft
Granary	Granary

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7189 13TH AVE
City	KEYSTONE
State	IA
Zip	52249-9633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR SE SE N 735' FOR POB N 417.42' W 417.42' S 417.42' E 417. 14 83 12
Legal Range	12W
Legal Township	83N
Legal Section	21
Jurisdiction	BENTON IA
Township / Civil Division	KANE
Census Block Group	3
Census Block	3083
Census Tract	960600

Owner

7189 13th Ave is owned and occupied by an individual who bought it in May 2018.

Source: Benton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7189 13TH AVE, KEYSTONE, IA 52249-9633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2018	Deed of Trust, Mortgage HILLS BANK AND TRUST COMPANY
May 25, 2018	Deed of Trust, Mortgage HILLS BANK AND TRUST COMPANY
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage HILLS BANK & TRUST CO
May 25, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2018 · Amount on File
Deed Sale	May 25, 2018 · Amount on File
Prior Sale	May 1, 2014 · Amount on File
Deed Document Number	2018954
Deed Book / Page	18 / 954
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	7189 13TH AVE, KEYSTONE, IA 52249-9633
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000018/0000000955
Date	May 25, 2018
Book Page	0000000018/0000000955
Instrument	E18-0955

Lender

Name	HILLS BANK AND TRUST COMPANY

Agreement

Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	7189 13TH AVE, KEYSTONE, IA 52249-9633
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000018/0000000956
Date	May 25, 2018
Book Page	0000000018/0000000956
Instrument	E18-0956

Lender

Name	HILLS BANK AND TRUST COMPANY

Agreement

Amount	Amount on Record
Term	116 Months
Due	Jan 1, 2028

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	7189 13TH AVE, KEYSTONE, IA 52249-9633
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000202767
Date	Jun 25, 2020
Instrument	20-2767

Lender

Name	HILLS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	May 25, 2018
Property Address	7189 13TH AVE, KEYSTONE, IA 52249-9633
Document Number	18/954
Book / Page	18 / 954
Instrument Date	May 11, 2018
Instrument	E18-0954
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7189 13TH AVE, KEYSTONE, IA 52249-9633

Tax Assessment & Valuation

The 2026 property tax bill for 7189 13th Ave was $2,942 with a homeowner's exemption, up 3.6% from the year before.

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Unified School District	Benton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,942.00 (+3.59%)	$298,900 (-) Land $68,500 Building $230,400	$298,900 (-) Land $68,500 Building $230,400
2025	$2,840.00 Homeowner's exemption	$298,900 Land $68,500 Building $230,400	$298,900 Land $68,500 Building $230,400
2024	$2,840.00
2023		$267,800 (+27.34%) Land $61,000 Building $206,800	$267,800 Land $61,000 Building $206,800
2022	$2,462.00 Homeowner's exemption	$210,300 Land $48,800 Building $161,500
2021			$210,300 Land $48,800 Building $161,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7189 13th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7189 13th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	400 / 100
Keystone Communications Fiber	250 / 250
GigFire Fixed Wireless	150 / 130

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