Dane County property record for 7188 State Rd 89, Waterloo, WI 53594
| Property Type | Misc Structure / Fixture |
|---|---|
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,000,300 (Jun 2025) |
| Tax Bill | $3,328 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jan 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0912-134-8600-4 |
| Primary APN | 0912-134-8600-4 |
|---|
| Lot Area | 435,600 sqft (10 acres) |
|---|
| Street Address | 7188 STATE ROAD 89 |
|---|---|
| City | WATERLOO |
| State | WI |
| Zip | 53594-9510 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Misc Structure / Fixture |
| Local Zoning Code | FP-35 |
| Legal Description | SEC 13-9-12 W1/4 NW1/4 SE1/4 |
| Legal Range | 12 |
| Legal Township | 09 |
| Legal Section | 13 |
| Legal Block | 86 |
| Jurisdiction | DANE WI |
| Township / Civil Division | YORK |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 11800 |
Source: Dane County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 8, 2026 | Deed of Trust, Mortgage · Line of Credit SUMMIT CU |
| Jan 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU |
| Jun 3, 2025 | Deed, Transfer · Commercial Mortgage FARMERS & MECHANICS BANK |
| Jun 8, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2025 · Amount on Record |
| Deed Sale | Jun 3, 2025 · Amount on Record |
| Prior Sale | Jun 8, 2017 |
| Deed Document Number | 6031196 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 7188 STATE ROAD 89, WATERLOO, WI 53594-9510 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0006074384 |
|---|---|
| Date | Jan 8, 2026 |
| Instrument | 6074384 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Address | COTTAGE GROVE, WI 53527 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 7, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 7188 STATE ROAD 89, WATERLOO, WI 53594-9510 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7188 STATE ROAD 89, WATERLOO, WI 53594-9510 |
| Document Number | 0006073410 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 6073410 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Address | COTTAGE GROVE, WI 53527 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | Jun 3, 2025 |
| Property Address | 7188 STATE ROAD 89, WATERLOO, WI 53594-9510 |
| Document Number | 0006031196 |
| Instrument Date | Jun 3, 2025 |
| Instrument | 6031196 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2026 |
| Title Company | SILVER STAR TITLE LLC, FIVE STAR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,000.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006031197 |
|---|---|
| Date | Jun 3, 2025 |
| Instrument | 6031197 |
| Name | FARMERS & MECHANICS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | Jun 8, 2017 |
| Property Address | 7188 STATE ROAD 89, WATERLOO, WI 53594-9510 |
| Document Number | 0005331869 |
| Instrument Date | May 30, 2017 |
| Instrument | 5331869 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
Source: Dane County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Dane County |
| County Subdivision | York Town |
| Unified School District | Waterloo School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,328.00 (+15.56%) Homeowner's exemption | $265,000 (+8,733.33%) Land $98,000 Building $167,000 |
| 2023 | $3,000 Land $3,000 | |
| 2022 | $2,880.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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