7188 Caley Ln, Denver, NC 28037 Property Records

Lincoln County property record for 7188 Caley Ln, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,272 sqft · built 2008
Lot Size	0.232 acres (10,106 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Dec 2017)
Tax Bill	$3,045 (2023)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4603-26-6287`

Property Details

APN / Parcel Number

Primary APN	`4603-26-6287`
Alternative APNs	`265436` `86565`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	3,272 sqft Finished Area

Exterior

Year Built	Built 2008
Architectural Style	Conventional
Lot Area	10,106 sqft (0.232 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	265436
Street Address	7188 CALEY LN
City	DENVER
State	NC
Zip	28037-0108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R CU
Legal Description	#169 LT VILLAGES OF DENV
Legal Subdivision	VILLAGES/DENVER PH 01B
Legal Block	26
Legal Lot Number	169
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	3
Census Block	3012
Census Tract	71101

Owner

Source: Lincoln County assessment roll, APN 4603-26-6287, as of January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7188 CALEY LN, DENVER, NC 28037-0108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 06, 2017 · Amount on Record
Deed Sale	Dec 06, 2017 · Amount on Record
Prior Sale	Jun 05, 2008 · Amount on Record
Deed Document Number	0002710744
Deed Book / Page	2710 / 744
Record Updated	Jun 07, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Dec 06, 2017
Property Address	7188 CALEY LN, DENVER, NC 28037-0108
Document Number	2710744
Book / Page	002710 / 000744
Instrument Date	Nov 22, 2017
Instrument	571526
Transaction Type	Transfer
Record Updated	Jan 03, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7188 CALEY LN DENVER NC 280370108, DENVER, NC 28037-0108

Mortgage

Document Number	2710746
Date	Dec 06, 2017
Book Page	002710/000746
Instrument	571527

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 05, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll as of January 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,045.00	$486,481 Land $77,000 Building $409,481	$486,481 Land $77,000 Building $409,481

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), as of January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090711013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 197 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0155035, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.