7187 White River Ct, Timnath, CO 80547 Property Records

Larimer County property record for 7187 White River Ct, Timnath, CO 80547

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,985 sqft · built 2018
Lot Size	0.233 acres (10,184 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Jul 2019)
Tax Bill	$6,732 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jul 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`86014-34-020`

Property Details

APN / Parcel Number

Primary APN	`86014-34-020`
Alternative APN	`R1645074`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,985 sqft Living Area
Basement Area	1,968 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,184 sqft (0.233 acres)
Garage Type	Attached
Garage Area	732 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1645074
Street Address	7187 WHITE RIVER CT
City	TIMNATH
State	CO
Zip	80547-2321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20, BLOCK 11, TIMNATH RANCH SUB THIRD FIL, TIM (20070023850 & 20070046249)
Legal Range	68
Legal Township	06
Legal Section	01
Legal Quarter	SE
Legal Subdivision	TIMNATH RANCH SUB 3RD FIL, TIM (20070023
Legal Block	11
Legal Lot Number	20
Jurisdiction	LARIMER CO
Township / Civil Division	TIMNATH-WELLINGTON
Census Block Group	1
Census Block	1058
Census Tract	2505

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7187 WHITE RIVER CT, TIMNATH, CO 80547-2321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed of Trust, Mortgage · Line of Credit ENT CU
Jul 31, 2020	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Jul 24, 2019	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage BROKER SOLUTIONS INC
Apr 19, 2018	Trustee's Deed, Transfer TEXAS CAP BK
Mar 19, 2018	Grant Deed, Construction Loan · Line of Credit POINTS W CMNTY BK/WINDSOR
Jul 13, 2017	Trustee's Deed, Construction Loan · Construction Mortgage POINTS W CMNTY BK
Feb 9, 2017	Grant Deed, Construction Loan · Line of Credit POINTS W CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2019 · Amount on Record
Deed Sale	Jul 24, 2019 · Amount on Record
Deed Document Number	20190042032
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	7187 WHITE RIVER CT, TIMNATH, CO 80547-2321
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018698
Date	May 10, 2023
Instrument	20230018698

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80921

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	7187 WHITE RIVER CT, TIMNATH, CO 80547-2321
Transaction Type	Mortgage
Record Updated	Mar 2, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058237
Date	Jul 31, 2020
Instrument	20200058237

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

July 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 24, 2019
Property Address	7187 WHITE RIVER CT, TIMNATH, CO 80547-2321
Document Number	0000042032
Instrument Date	Jul 19, 2019
Instrument	20190042032
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 28, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7187 WHITE RIVER CT, TIMNATH, CO 80547-2321

Mortgage

Document Number	0000042033
Date	Jul 24, 2019
Instrument	20190042033

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

April 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 19, 2018
Property Address	7187 WHITE RIVER CT, TIMNATH, CO 80547-2321
Document Number	0000022800
Instrument Date	Apr 17, 2018
Instrument	22800
Transaction Type	Transfer
Record Updated	Apr 30, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$49.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4090 CLYDESDALE PKWY #205 LOVELAND CO 805388671, 205, LOVELAND, CO 80538-8671
Investor	Possibly a Property Investor

Mortgage

Document Number	22801
Date	Apr 19, 2018
Instrument	22801

Lender

Name	TEXAS CAP BK
Type	Bank
Address	2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340

Agreement

Amount	Amount Recorded

March 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 19, 2018
Property Address	7187 WHITE RIVER CT, TIMNATH, CO 80547-2321
Instrument Date	Mar 8, 2018
Instrument	15721
Transaction Type	Construction Loan
Record Updated	Apr 2, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8020 S COUNTY ROAD 5 #200 WINDSOR CO 805288994, 200, WINDSOR, CO 80528-8994

Mortgage

Document Number	0000015721
Date	Mar 19, 2018
Instrument	15721

Lender

Name	POINTS W CMNTY BK/WINDSOR
Type	Bank
Address	1291 MAIN ST, WINDSOR, CO 80550-5918

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 18, 2019

Interest

Rate Type	Adjustable Rate

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 13, 2017
Property Address	7187 WHITE RIVER CT, TIMNATH, CO 80547-2321
Instrument Date	Jul 11, 2017
Instrument	45692
Transaction Type	Construction Loan
Record Updated	Aug 22, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8020 S COUNTY ROAD 5 #200 WINDSOR CO 805288994, 200, WINDSOR, CO 80528-8994

Mortgage

Document Number	0000045692
Date	Jul 13, 2017
Instrument	45692

Lender

Name	POINTS W CMNTY BK
Type	Bank
Address	WINDSOR, CO 80550

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 12, 2018

February 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Feb 9, 2017
Property Address	7187 WHITE RIVER CT, TIMNATH, CO 80547-2321
Instrument Date	Feb 1, 2017
Instrument	9340
Transaction Type	Construction Loan
Record Updated	Feb 16, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8020 S COUNTY ROAD 5 #200 WINDSOR CO 805288994, 200, WINDSOR, CO 80528-8994

Mortgage

Document Number	0000009340
Date	Feb 9, 2017
Instrument	9340

Lender

Name	POINTS W CMNTY BK
Type	Bank
Address	1291 MAIN ST, WINDSOR, CO 80550-5918

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 8, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Timnath Town
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,732.00 (+5.55%)	$40,306 (-7.82%) Land $12,500 Building $27,806	$644,900 (-1.18%) Land $200,000 Building $444,900
2023	$6,378.00 (+24.01%)	$43,724 (+32.17%) Land $11,430 Building $32,294	$652,600 (+37.1%) Land $170,600 Building $482,000
2022	$5,143.00	$33,082 Land $8,375 Building $24,707	$476,000 Land $120,500 Building $355,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT COLLINS LOVELAND WD serves 63,532 people · EPA ID CO0135292
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loveland Pulse Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
CenturyLink Fiber · DSL in parts of the area	940 / 940
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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