7186 Pitlochry Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7186 Pitlochry Dr, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,338 sqft · built 2013
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$1,250,000 (Nov 2019)
Tax Bill$16,799 (2025)
Deeds & MortgagesNov 2019 Sale & Mortgage
Nov 2019 Transfer
+ 1 more
Flood ZoneZone D (undetermined)
APN810-61-051

Property Details

APN / Parcel Number

Primary APN810-61-051

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,338 sqft Living Area
1st Floor Area1,950 sqft
2nd Floor Area1,388 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleH-Shape
Construction TypeWood
Lot Area10,890 sqft (0.25 acres)
Garage Area916 sqft
Parking Spaces4 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address7186 PITLOCHRY DR
CityGILROY
StateCA
Zip95020-3062
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-20A
Legal DescriptionTRACT 9287 LOT 22
Legal Subdivision9287 SUMMERHILL PH
Legal Tract9287
Legal Lot Number22
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1018
Census Tract512510

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7186 PITLOCHRY DR, GILROY, CA 95020-3062
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2019Grant Deed, Transfer · Conventional Mortgage
MUFG UNION BANK NA
Nov 6, 2019Affidavit of Death, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Mar 27, 2018Quit Claim Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2019 · Amount on Record
Deed SaleNov 6, 2019 · Amount on Record
Prior SaleNov 27, 2013 · Amount on Record
Deed Document Number201924323311
Prior Transfer DateMar 26, 2018
Prior Transfer Doc0023896542
Record UpdatedOct 29, 2026

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateNov 6, 2019
Property Address7186 PITLOCHRY DR, GILROY, CA 95020-3062
Document Number0024323311
Map ReferenceMB 736 PG 1-5
Instrument DateOct 29, 2019
Instrument24323311
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7186 PITLOCHRY DR, GILROY, CA 95020-3062

Mortgage

Document Number0024323312
DateNov 6, 2019
Instrument24323312
Lender
NameMUFG UNION BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateNov 1, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.5%
Index1-Year LIBOR
Max Rate9.5%

November 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSANTA CLARA CA
Recording DateNov 6, 2019
Property Address7186 PITLOCHRY DR, GILROY, CA 95020-3062
Document Number0024323310
Instrument DateOct 24, 2019
Instrument24323310
Transaction TypeTransfer
Record UpdatedNov 18, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address7186 PITLOCHRY DR GILROY CA 950203062, GILROY, CA 95020-3062

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CLARA CA
Recording DateMar 27, 2018
Property Address7186 PITLOCHRY DR, GILROY, CA 95020-3062
Document Number0023896542
Instrument DateMar 26, 2018
Instrument23896542
Transaction TypeTransfer
Record UpdatedApr 5, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 E LAKE AVE WATSONVILLE CA 950764715, WATSONVILLE, CA 95076-4715

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,394,394 (+2%) Land $725,085 Building $669,309
2025$16,799.00 (+2.18%)$1,367,054 (+4.04%) Land $710,868 Building $656,186
2023$16,441.00 (+1.65%)$1,313,971 Land $683,265 Building $630,706
2022$16,174.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims4 (1986–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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