Cheboygan County property record for 7186 Osmun Rd, Afton, MI 49705
| Property Type | Single Family Home |
|---|---|
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $21,700 (Mar 2013) |
| Tax Bill | $394 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 220-011-200-002-01 |
| Primary APN | 220-011-200-002-01 |
|---|
| Lot Area | 435,600 sqft (10 acres) |
|---|
| Street Address | 7186 OSMUN RD |
|---|---|
| City | AFTON |
| State | MI |
| Zip | 49705-9721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N1/2 OF S1/2 OF NE1/4 OF NE1/4, SEC 11, T34N,R1W. 597/584;644/118; 886/572;985/132;1063/642;1064/769;1150/215; |
| Legal Range | 01W |
| Legal Township | 034 |
| Legal Section | 11 |
| Legal Subdivision | N2 S2 NE4 NE4 S11T34NR1W |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | WALKER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 960800 |
7186 Osmun Rd is owned and occupied by an individual who bought it in March 2013.
Source: Cheboygan County records, as of June 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7186 OSMUN RD, AFTON, MI 49705-9721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2013 · Amount on File |
| Deed Sale | Mar 21, 2013 · Amount on File |
| Prior Sale | Apr 30, 2010 · Amount on File |
| Deed Book / Page | 1228 / 272 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Jul 23, 2026 |
| Property Address | 7186 OSMUN RD, AFTON, MI 49705-9721 |
| Document Number | 1588000100 |
| Book / Page | 1588 / 100 |
| Instrument Date | Jul 16, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7186 OSMUN RD, AFTON, MI 49705-9721 |
| Document Number | 1588000100, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 1588/100 |
| Name | LOAN DEPOT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 7186 Osmun Rd was $394 with a homeowner's exemption.
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Walker Township |
| Unified School District | Inland Lakes Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,700 | $63,400 | |
| 2025 | $394.00 | ||
| 2023 | $21,200 | $42,400 | |
| 2022 | $348.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7186 Osmun Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7186 Osmun Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Presque Isle Connect Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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