7186 Open Water Pt, Quinlan, TX 75474 Property Records

Hunt County property record for 7186 Open Water Pt, Quinlan, TX 75474

Property Summary

Property Type	Single Family Home
Details	3,104 sqft · built 2018
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,028 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4151-0000-1140-56`

Property Details

APN / Parcel Number

Primary APN	`4151-0000-1140-56`
Alternative APN	`R224073`

Interior

Stories	1 Story
Building Area	3,104 sqft Living Area
1st Floor Area	3,104 sqft

Exterior

Year Built	Built 2018
Lot Area	43,560 sqft (1 acres)
Porch	Open Porch
Porch Area	984 sqft

Location & Zoning

Account Number	R224073
Street Address	7186 OPEN WATER PT
City	QUINLAN
State	TX
Zip	75474-0085
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S4151 NAUTICAL SHORES PH 3 LOT 114 ACRES 1.0
Legal Subdivision	NAUTICAL SHORES PH 3
Legal Lot Number	114
Jurisdiction	HUNT TX
Township / Civil Division	QUINLAN
Census Block Group	2
Census Block	2004
Census Tract	961503

Owner

7186 Open Water Pt is owned by two individuals who acquired it in September 2020.

Source: Hunt County records, as of March 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5812 SHORESIDE DR, IRVING, TX 75039-4251
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Warranty Deed, Transfer ABSOLUTE MTG & LNDG
Apr 23, 2018	Deed of Trust, Mortgage GUARANTY BK
Mar 14, 2018	Trustee's Deed, Construction Loan · Construction Mortgage GUARANTY BK
Jul 17, 2017	Trustee's Deed, Construction Loan · Construction Mortgage GUARANTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020
Deed Sale	Sep 28, 2020
Deed Document Number	2020-16267
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Sep 28, 2020
Property Address	7186 OPEN WATER PT, QUINLAN, TX 75474-0085
Document Number	0000016267
Instrument Date	Sep 25, 2020
Instrument	16267
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5812 SHORESIDE DR IRVING TX 750394251, IRVING, TX 75039-4251

Mortgage

Document Number	16268
Date	Sep 28, 2020
Instrument	16268

Lender

Name	ABSOLUTE MTG & LNDG
Address	DALLAS, TX 75244

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	7186 OPEN WATER PT, QUINLAN, TX 75474-0085
Document Number	0000006648
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7186 OPEN WATER PT QUINLAN TX 75474, QUINLAN, TX 75474

Mortgage

Document Number	0000006648
Date	Apr 27, 2018
Instrument	6648

Lender

Name	GUARANTY BK
Type	Federal Savings Bank
Address	DALLAS, TX 75248

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2048

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HUNT TX
Recording Date	Mar 14, 2018
Property Address	7186 OPEN WATER PT, QUINLAN, TX 75474-0085
Instrument Date	Mar 6, 2018
Instrument	3410
Transaction Type	Construction Loan
Record Updated	Mar 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7186 OPEN WATER PT QUINLAN TX 75474, QUINLAN, TX 75474

Mortgage

Document Number	0000003410
Date	Mar 14, 2018
Instrument	3410

Lender

Name	GUARANTY BK
Type	Bank
Address	CADDO MILLS, TX 75135

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 13, 2019

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HUNT TX
Recording Date	Jul 17, 2017
Property Address	7186 OPEN WATER PT, QUINLAN, TX 75474-0085
Instrument Date	Jul 17, 2017
Instrument	9422
Transaction Type	Construction Loan
Record Updated	Sep 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7186 OPEN WATER PT QUINLAN TX 75474, QUINLAN, TX 75474

Mortgage

Document Number	0000009422
Date	Jul 17, 2017
Instrument	9422

Lender

Name	GUARANTY BK
Type	Federal Savings Bank
Address	ROYSE CITY, TX 75189-0607

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 16, 2018

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Quinlan Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$649,560 Land $99,980 Building $549,580	$649,560 Land $99,980 Building $549,580
2024	$9,028.00
2023		$646,250 Land $99,980 Building $546,270	$646,250 Land $99,980 Building $546,270
2022	$9,847.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7186 Open Water Pt in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2021 · Severe Winter Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7186 Open Water Pt is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASH SUD serves 25,875 people · EPA ID TX1160018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Open Water Pt

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