7186 Mill Run Cir, Naples, FL 34109 Property Records

Collier County property record for 7186 Mill Run Cir, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	2,195 sqft · built 1989
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$955,000 (Jan 2024)
Tax Bill	$9,496 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`256600 854A02`

Property Details

APN / Parcel Number

Primary APN	`256600 854A02`
Alternative APNs	`29505006700056450854` `29505006700`

Interior

Stories	1 Story
Building Area	2,195 sqft Living Area
1st Floor Area	2,195 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Masonry / Concrete Block
Lot Area	11,326 sqft (0.26 acres)

Location & Zoning

Street Address	7186 MILL RUN CIR
City	NAPLES
State	FL
Zip	34109-7216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CROSSINGS THE, MILL RUN LOT 85
Legal Range	25
Legal Township	49
Legal Section	2
Legal Subdivision	CROSSINGS THE, MILL RUN
Legal Tract	256600
Legal Block	3
Legal Lot Number	85
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3001
Census Tract	10216

Owner

7186 Mill Run Cir is owned and occupied by two individuals who bought it in January 2024.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7186 MILL RUN CIR, NAPLES, FL 34109-7216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Apr 19, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2024 · Amount on File
Deed Sale	Jan 29, 2024 · Amount on File
Deed Document Number	20246502144
Deed Book / Page	6325 / 769
Prior Transfer Date	Mar 20, 1995
Prior Transfer Doc	2059000760
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 29, 2024
Property Address	7186 MILL RUN CIR, NAPLES, FL 34109-7216
Document Number	0063250769
Book / Page	6325 / 769
Map Reference	MB 15 PG 39-41
Instrument Date	Jan 24, 2024
Instrument	6502144
Transaction Type	Transfer
Record Updated	Feb 19, 2024
Title Company	NAPLES TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,685.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4101 GULF SHORE BLVD N, NAPLES, FL 34103-2903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7186 MILL RUN CIR, NAPLES, FL 34109-7216

Mortgage

Document Number	0006325771
Date	Jan 29, 2024
Instrument	6325/771

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Mortgage

Document Number	0063250792
Date	Jan 29, 2024
Book Page	6325/792
Instrument	6502146

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	7186 MILL RUN CIR, NAPLES, FL 34109-7216
Document Number	0056233415
Instrument Date	Apr 19, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	7186 MILL RUN CIR NAPLES FL 341097216, NAPLES, FL 34109-7216

Mortgage

Document Number	0056233415
Date	Apr 30, 2019
Book Page	005623/003415
Instrument	5705138

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Apr 29, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 7186 Mill Run Cir was $9,496 with a homeowner's exemption, down 3.7% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$872,306 (-10.21%) Land $634,413 Building $237,893	$872,306 (-10.21%) Land $634,413 Building $237,893
2025	$9,496.00 (-3.72%)	$971,486 Land $727,075 Building $244,411	$971,486 Land $727,075 Building $244,411
2024	$9,863.00 (-0.11%)
2023	$9,874.00 (+141.89%)	$1,234,945 (+203.11%) Land $901,700 Building $333,245	$1,234,945 (+76.79%) Land $901,700 Building $333,245
2022	$4,082.00 Homeowner's exemption	$407,420	$698,541 Land $343,376 Building $355,165

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7186 Mill Run Cir in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 189 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	401 units insured incl. 212 condo units
Nearby Flood Claims	11 (2010–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7186 Mill Run Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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