7186 Lower River Rd, Grants Pass, OR 97526 Property Records

Josephine County property record for 7186 Lower River Rd, Grants Pass, OR 97526

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,936 sqft · built 2018
Lot Size	2.94 acres (128,066 sqft)
Owner	Individual Name on File
Last Sale	$505,000 (Aug 2019)
Tax Bill	$3,039 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-06-18-D0-000209`

Property Details

APN / Parcel Number

Primary APN	`36-06-18-D0-000209`
Alternative APN	`R347157`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,936 sqft Living Area
1st Floor Area	1,936 sqft

Exterior

Year Built	Built 2018
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	128,066 sqft (2.94 acres)
Garage Type	Attached
Garage Area	776 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	R347157
Street Address	7186 LOWER RIVER RD
City	GRANTS PASS
State	OR
Zip	97526-9634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2.5; RURAL RES 2.5 AC
Legal Description	P.P. 2017-15, PARCEL 1, ACRES 2.94
Legal Range	06
Legal Township	36
Legal Section	18
Legal Quarter	SE
Legal Subdivision	PARTITION #2017-015
Legal Lot Number	209
Jurisdiction	JOSEPHINE OR
Township / Civil Division	GRANTS PASS
Census Block Group	4
Census Block	4000
Census Tract	360800

Owner

7186 Lower River Rd is owned and occupied by an individual who bought it in August 2019.

Source: Josephine County records, as of November 13, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7186 LOWER RIVER RD, GRANTS PASS, OR 97526-9634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Aug 22, 2019	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 18, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2019 · Amount on File
Deed Sale	Aug 22, 2019 · Amount on File
Prior Sale	Jul 18, 2019
Deed Document Number	19-010483
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	7186 LOWER RIVER RD, GRANTS PASS, OR 97526-9634
Transaction Type	Mortgage
Record Updated	Jan 31, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019784
Date	Dec 29, 2020
Instrument	2020-019784

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Aug 22, 2019
Property Address	7186 LOWER RIVER RD, GRANTS PASS, OR 97526-9634
Document Number	0000010483
Instrument Date	Aug 21, 2019
Instrument	2019-010483
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7186 LOWER RIVER RD, GRANTS PASS, OR 97526-9634

Mortgage

Document Number	0000010484
Date	Aug 22, 2019
Instrument	2019-010484

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Jul 18, 2019
Property Address	7186 LOWER RIVER RD, GRANTS PASS, OR 97526-9634
Document Number	0000008537
Instrument Date	Jul 18, 2019
Instrument	8537
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 A NE F ST #208 GRANTS PASS OR 97526, 208, GRANTS PASS, OR 97526

Tax Assessment & Valuation

The 2025 property tax bill for 7186 Lower River Rd was $3,039, up 3.3% from the year before.

Source: Josephine County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Josephine County
Unified School District	Three Rivers School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,039.00 (+3.33%)	$408,310 (+3%)	$700,550 (-7.33%) Land $176,330 Building $524,220
2024	$2,941.00 (+18.73%)	$396,420 (+3%)	$755,990 (+3.98%) Land $194,440 Building $561,550
2023	$2,477.00 (+2.1%)	$384,880 (+3%)	$727,030 (+8.44%) Land $190,810 Building $536,220
2022	$2,426.00	$373,670	$670,460 Land $188,160 Building $482,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7186 Lower River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7186 Lower River Rd is high, ranking above 89% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 75% of Oregon
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Webformix.

Cell Coverage

5G (outdoors only) and 4G LTE

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