7186 Forest Spring Ln, Ooltewah, TN 37363 Property Records

Hamilton County property record for 7186 Forest Spring Ln, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 7,306 sqft · built 2011
Lot Size	3.19 acres (138,956 sqft)
Owner	Individual Name on Record
Last Sale	$1,100,000 (Dec 2021)
Tax Bill	$8,539 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`123 162.13`

Property Details

APN / Parcel Number

Primary APN	`123 162.13`
Alternative APN	`0000163253`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	7,306 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	138,956 sqft (3.19 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000163253
Old Parcel Number	123 162.13
Street Address	7186 FOREST SPRING LN
City	OOLTEWAH
State	TN
Zip	37363-6321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 14 THE RESERVE AT WHITE OAK PB90 PG37 OUT OF 123-162 FOR 2009
Legal Subdivision	THE RESERVE AT WHITE
Legal Lot Number	14
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2000
Census Tract	11206

Owner

Source: Hamilton County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7186 FOREST SPRING LN, OOLTEWAH, TN 37363-6321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit UNITED BANK
Dec 3, 2021	Warranty Deed, Transfer
Aug 23, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2021 · Amount on Record
Deed Sale	Dec 3, 2021 · Amount on Record
Prior Sale	Jun 3, 2013 · Amount on Record
Deed Document Number	2021220
Deed Book / Page	12757 / 904
Prior Transfer Date	May 2, 2011
Prior Transfer Doc	0000000001
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	Jun 29, 2026
Property Address	7186 FOREST SPRING LN, OOLTEWAH, TN 37363-6321
Document Number	0000000185
Book / Page	14350 / 296
Instrument Date	Mar 26, 2026
Instrument	2026185
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7186 FOREST SPRING LN, OOLTEWAH, TN 37363-6321
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000185,
Date	Jun 29, 2026
Book Page	14350/296
Instrument	2026185

Lender

Name	UNITED BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	5.98%
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 3, 2021
Property Address	7186 FOREST SPRING LN, OOLTEWAH, TN 37363-6321
Document Number	0000000220
Book / Page	12757 / 904
Map Reference	MB 90 PG 37
Instrument Date	Dec 3, 2021
Instrument	2021120300220
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Amount	Amount Recorded
Tax	$4,070.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7186 FOREST SPRING LN, OOLTEWAH, TN 37363-6321
Document Number	0906000046
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7186 FOREST SPRING LN OOLTEWAH TN 373636321, OOLTEWAH, TN 37363-6321

Mortgage

Document Number	0906000046
Date	Sep 6, 2019
Book Page	011750/000894
Instrument	190906000046

Lender

Name	SUNTRUST BK
Type	Bank
Address	NASHVILLE, TN 37219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,539.00 (+119.46%)	$563,425 (+224.65%)	$2,253,700 (+224.65%) Land $159,800 Building $2,093,900
2023	$3,891.00	$173,550	$694,200 Land $80,000 Building $614,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

Nearby Properties on Forest Spring Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures