LaPorte County property record for 7186 E Division Rd, Mill Creek, IN 46365
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,738 sqft · built 1994 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Dec 2017) |
| Tax Bill | $2,374 (2024) |
| Deeds & Mortgages | Aug 2020 Mortgage Apr 2017 Reverse Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-12-05-100-024.000-055 |
| Primary APN | 46-12-05-100-024.000-055 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,738 sqft Living Area |
| Basement Area | 1,738 sqft |
| Game Room | Game Room |
| Year Built | Built 1994 |
|---|---|
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Mixed |
| Garage Area | 1,968 sqft |
| Parking Spaces | 7 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Lean-To | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 461205100024000055 |
|---|---|
| Street Address | 7186 E DIVISION RD |
| City | MILL CREEK |
| State | IN |
| Zip | 46365-9769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 36-12-05-100-024 PC IN N PT E 1/2 NW 1/4 NW 1/4 S5 T 36 R1 2.0 AC |
| Jurisdiction | LA PORTE IN |
| Township / Civil Division | LINCOLN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 41900 |
7186 E Division Rd is owned and occupied by an individual who bought it in December 2017.
Source: LaPorte County records, as of February 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 7186 E DIVISION RD, MILL CREEK, IN 46365-9769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PURDUE FCU |
| Apr 6, 2017 | Deed of Trust, Mortgage · Reverse Mortgage QUONTIC BANK FSB |
| Sep 30, 2022 | Deed of Trust, Mortgage · Line of Credit CENTIER BANK |
| Nov 9, 2022 | Deed of Trust, Mortgage · Line of Credit CENTIER BANK |
| Dec 8, 2017 | Personal Representative Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2017 · Amount on File |
| Deed Sale | Dec 8, 2017 · Amount on File |
| Deed Document Number | 2017R15167 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PORTE IN |
| Property Address | 7186 E DIVISION RD, MILL CREEK, IN 46365-9769 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2020R09268 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 2020R-09268 |
| Name | PURDUE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PORTE IN |
| Property Address | 7186 E DIVISION RD, MILL CREEK, IN 46365-9769 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2017R04103 |
|---|---|
| Date | Apr 6, 2017 |
| Instrument | 2017R-04103 |
| Name | QUONTIC BANK FSB |
|---|---|
| Type | Bank |
| Address | FLINT, MI 48501 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 852 Months |
| Due | Apr 5, 2088 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.42% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PORTE IN |
| Property Address | 7186 E DIVISION RD, MILL CREEK, IN 46365-9769 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022R13059 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 2022R-13059 |
| Name | CENTIER BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 16, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PORTE IN |
| Property Address | 7186 E DIVISION RD, MILL CREEK, IN 46365-9769 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022R14726 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 2022R-14726 |
| Name | CENTIER BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 27, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | LA PORTE IN |
| Recording Date | Dec 8, 2017 |
| Property Address | 7186 E DIVISION RD, MILL CREEK, IN 46365-9769 |
| Document Number | 2017R15167 |
| Instrument Date | Dec 7, 2017 |
| Instrument | 2017R-15167 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7186 E DIVISION RD, MILL CREEK, IN 46365-9769 |
| Document Number | 2017R15168 |
|---|---|
| Date | Dec 8, 2017 |
| Instrument | 2017R-15168 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: LaPorte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | LaPorte County |
| County Subdivision | Lincoln Township |
| Unified School District | La Porte Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $223,800 (+3.85%) Land $30,000 Building $193,800 | $223,800 (+3.85%) Land $30,000 Building $193,800 | |
| 2024 | $2,374.00 (-7.55%) | $215,500 (+0.33%) Land $30,000 Building $185,500 | $215,500 (+0.33%) Land $30,000 Building $185,500 |
| 2023 | $2,568.00 (-1.83%) | $214,800 (-3.68%) Land $30,000 Building $184,800 | $214,800 (-3.68%) Land $30,000 Building $184,800 |
| 2022 | $2,616.00 Homeowner's exemption | $223,000 Land $30,000 Building $193,000 | $223,000 Land $30,000 Building $193,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7186 E Division Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7186 E Division Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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