7186 Delta River Dr, Lansing, MI 48906 Property Records

Eaton County property record for 7186 Delta River Dr, Lansing, MI 48906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,850 sqft · built 1998
Lot Size	2.13 acres (92,783 sqft)
Owner	Individual Name on File
Tax Bill	$7,562 (2025)
Deeds & Mortgages	May 2020 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04000310003500`

Property Details

APN / Parcel Number

Primary APN	`04000310003500`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,850 sqft Living Area
1st Floor Area	1,736 sqft
Basement Area	1,520 sqft
Finished Basement	1,520 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Lot Area	92,783 sqft (2.13 acres)
Garage Area	1,584 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7186 DELTA RIVER DR
City	LANSING
State	MI
Zip	48906-9003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NONE
Legal Description	COM 1835.59 FT S AND 873.30 FT W OF THE N 1/4 COR SEC 3 FOR POB; TH N 89 DEG 43 MIN 26 SEC W 36.53 FT; TH NWLY ALG CENTER OF RD 132.65 FT SAID LINE HAVING A CHORD OF 131.71 FT BEARING N 77 DEG 51 MIN 53 SEC W; TH N 542.58 FT, E 164.38 FT, TH S 568.97
Legal Range	03W
Legal Township	04N
Legal Section	03
Jurisdiction	EATON MI
Township / Civil Division	DELTA
Census Block Group	1
Census Block	1000
Census Tract	20305

Owner

7186 Delta River Dr is owned and occupied by an individual who acquired it in April 2013.

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7186 DELTA RIVER DR, LANSING, MI 48906-9003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Mar 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 21, 2013
Transfer Doc	2460/0741
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	7186 DELTA RIVER DR, LANSING, MI 48906-9003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2844/447
Date	May 6, 2020
Book Page	2844/447

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	7186 DELTA RIVER DR, LANSING, MI 48906-9003
Transaction Type	Mortgage
Record Updated	Apr 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2725/0816
Date	Mar 22, 2018
Book Page	2725/0816

Lender

Name	COMMONWEALTH MORTGAGE LLC
Type	Mortgage Company
Address	WOBURN, MA 01801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7186 Delta River Dr was $7,562 with a homeowner's exemption, up 8.6% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Delta Charter Township
Unified School District	Grand Ledge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,700 (+0.04%)	$515,400 (+0.04%)
2025	$7,562.00 (+8.62%) Homeowner's exemption	$257,600	$515,200
2024	$6,962.00
2023		$225,800	$451,600
2022	$5,626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7186 Delta River Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7186 Delta River Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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