7186 Christopher Dr, Saint Louis, MO 63129 Property Records

St. Louis County property record for 7186 Christopher Dr, Saint Louis, MO 63129

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,187 sqft · built 1960
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Company Names on File
Last Sale	$560,000 (Nov 2010)
Tax Bill	$4,688 (2025)
Deeds & Mortgages	Jun 2026 Sale Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35H-43-0041`

Property Details

APN / Parcel Number

Primary APN	`35H-43-0041`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,187 sqft Living Area
Gross Area	4,591 sqft
1st Floor Area	3,187 sqft
Basement Area	1,700 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	36,590 sqft (0.84 acres)
Lot Dimensions	100 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	1,404 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	135 sqft
Deck Area	288 sqft
Patio Area	9 sqft
Balcony Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	7186 CHRISTOPHER DR
City	SAINT LOUIS
State	MO
Zip	63129-5514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NU
Legal Description	CLIFTON HEIGHTS LOT PT 40
Legal Subdivision	CLIFTON HEIGHTS
Legal Lot Number	40
Jurisdiction	ST LOUIS MO
Township / Civil Division	OAKVILLE
Census Block Group	1
Census Block	1023
Census Tract	220445

Owner

Source: St. Louis County records · APN 35H-43-0041

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	7186 CHRISTOPHER DR, SAINT LOUIS, MO 63129-5514
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 12, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jul 27, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 15, 2010 · Amount on Record
Deed Sale	Nov 15, 2010 · Amount on Record
Prior Sale	Nov 17, 2004 · Amount on Record
Deed Document Number	2010334
Deed Book / Page	19223 / 2420
Prior Transfer Date	Nov 05, 2004
Prior Transfer Doc	0000000869
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 17, 2026
Property Address	7186 CHRISTOPHER DR, SAINT LOUIS, MO 63129-5514
Document Number	0000000314
Instrument Date	Jun 10, 2026
Instrument	2026314
Transaction Type	Transfer
Record Updated	Aug 06, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7186 CHRISTOPHER DR, SAINT LOUIS, MO 63129-5514

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	7186 CHRISTOPHER DR, SAINT LOUIS, MO 63129-5514
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7186 CHRISTOPHER DR, SAINT LOUIS, MO 63129-5514

Mortgage

Document Number	2022081200033
Date	Aug 12, 2022
Instrument	2022081200033

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 10, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	7186 CHRISTOPHER DR, SAINT LOUIS, MO 63129-5514
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	BCHH TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7186 CHRISTOPHER HDR, SAINT LOUIS, MO 63129-5514

Mortgage

Document Number	0241480605
Date	Jul 27, 2020
Book Page	24148/605
Instrument	2020072700107

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 01, 2050

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,688.00 (+8.75%)	$75,180 (+17.03%) Land $26,220 Building $48,960	$395,700 (+17.04%) Land $138,000 Building $257,700
2024	$4,311.00 (+1.29%)
2023	$4,256.00 (-24.23%)	$64,240 (-25.15%) Land $26,220 Building $38,020	$338,100 (-25.15%) Land $138,000 Building $200,100
2022	$5,617.00	$85,820 Land $18,180 Building $67,640
2021			$451,700 Land $95,700 Building $356,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), as of August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892204451, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1995 · Severe Storms, Tornadoes, Hail, Flooding

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

Based on FCC filings for 214 locations within half a mile of this property.

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