Hamilton County property record for 7185 Thompson Rd, Cincinnati, OH 45247
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 3,050 sqft · built 1972 |
| Lot Size | 4.46 acres (194,713 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (May 2017) |
| Tax Bill | $8,405 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0380-0128-00 |
| Primary APN | 510-0380-0128-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,050 sqft Living Area |
| 1st Floor Area | 1,513 sqft |
| 2nd Floor Area | 1,537 sqft |
| Basement Area | 1,513 sqft |
| Finished Basement | 975 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 194,713 sqft (4.46 acres) |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 441 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7185 THOMPSON RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45247-2325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WS THOMPSON AVE4.47 ACS R1 T2 S33 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20501 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7185 THOMPSON RD, CINCINNATI, OH 45247-2325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Oct 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| May 2, 2017 | Grant Deed, Transfer · Conventional Mortgage CINCINNATI FED'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2017 · Amount on Record |
| Deed Sale | May 2, 2017 · Amount on Record |
| Deed Document Number | 17-0038688 |
| Deed Book / Page | 13408 / 00524 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7185 THOMPSON RD, CINCINNATI, OH 45247-2325 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000041973 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 14389/65 |
| Instrument | 2021-0041973 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Apr 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7185 THOMPSON RD, CINCINNATI, OH 45247-2325 |
| Document Number | 0000088601 |
| Instrument Date | Oct 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7185 THOMPSON RD CINCINNATI OH 452472325, CINCINNATI, OH 45247-2325 |
| Document Number | 0000088601 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 014021/000850 |
| Instrument | 88601 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 2, 2017 |
| Property Address | 7185 THOMPSON RD, CINCINNATI, OH 45247-2325 |
| Document Number | 0000038688 |
| Book / Page | 013408 / 000524 |
| Instrument Date | Apr 18, 2017 |
| Instrument | 38688 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2017 |
| Title Company | LAWYERS TITLE/CINCINNATI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,125.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7185 THOMPSON RD CINCINNATI OH 452472325, CINCINNATI, OH 45247-2325 |
| Document Number | 38689 |
|---|---|
| Date | May 2, 2017 |
| Book Page | 013408/000526 |
| Instrument | 38689 |
| Name | CINCINNATI FED'L |
|---|---|
| Address | CINCINNATI, OH 45255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,405.00 (+5.13%) | $145,828 (-) Land $27,290 Building $118,538 | |
| 2024 | $7,995.00 (+1.93%) | $145,828 (-) Land $27,290 Building $118,538 | |
| 2023 | $7,844.00 (-21.66%) | $145,828 (-4.06%) Land $27,290 Building $118,538 | $416,650 (-4.06%) Land $77,970 Building $338,680 |
| 2022 | $10,013.00 Homeowner's exemption | $151,992 Land $32,253 Building $119,739 | |
| 2020 | $434,260 Land $92,150 Building $342,110 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 16 (1979–2019) |
| Claims Outside the SFHA | 7 of 16 |
| Most Recent Claim | Jun 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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