7185 State Rte 3, Henderson, NY 13650 Property Records

Jefferson County and Henderson Town property record for 7185 State Rte 3, Henderson, NY 13650

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,641 sqft · built 1840
Lot Size2.9 acres (126,324 sqft)
Owner2 Individual Names on File
Tax Bill$1,396 (2025)
Deeds & MortgagesMar 2019 Mortgage
APN223600 105.00-1-31.1

Property Details

APN / Parcel Number

Primary APN223600 105.00-1-31.1
Alternative APN
  • 36001050000001031100

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,641 sqft Living Area
1st Floor Area2,095 sqft
Upper Floors Area546 sqft

Exterior

Year BuiltBuilt 1840
Effective Year BuiltEffective 1840
Architectural StyleTraditional
Exterior MaterialStone
Lot Area126,324 sqft (2.9 acres)

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area452 sqft
PorchSlab
Porch Area306 sqft
Shed1 Shed
Canopy90 sqft
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number223600 105.00-1-31.1
Street Address7185 STATE ROUTE 3
CityHENDERSON
StateNY
Zip13650-2096
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal Block1
Legal Lot Number31.100
JurisdictionJEFFERSON NY
Township / Civil DivisionHENDERSON
Census Block Group3
Census Block3034
Census Tract61700

Owner

Source: Jefferson County and Henderson Town records · APN 223600 105.00-1-31.1

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 329, HENDERSON, NY 13650-0329
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 08, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON NY
Property Address7185 STATE ROUTE 3, HENDERSON, NY 13650-2096
Document Number0000004063
Instrument DateMar 27, 2019
Transaction TypeMortgage
Record UpdatedApr 23, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 220 BELLEVILLE NY 136110220, BELLEVILLE, NY 13611-0220

Mortgage

Document Number0000004063
DateApr 01, 2019
Instrument4063
Lender
NameFARM SVC AGCY US DEPT/AGRICULT
AddressWATERTOWN, NY 13601
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueMar 31, 2034

Tax Assessment & Valuation

Source: Jefferson County and Henderson Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyJefferson County
County SubdivisionHenderson Town
Unified School DistrictBelleville Henderson Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,396.00 (+25.54%)$81,500 (-) Land $21,500 Building $60,000$119,853 (+14.53%) Land $31,618 Building $88,235
2023$81,500 (-) Land $21,300 Building $60,200$104,648 (+16.06%) Land $27,350 Building $77,298
2022$1,112.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$81,500 Land $21,300 Building $60,200$90,165 Land $23,565 Building $66,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims5 (2017–2021)
Claims Outside the SFHA1 of 5
Most Recent ClaimDec 2021 · tidal / storm surge
Claims by Event
  • Flooding, May 2017 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 10 locations within half a mile of this property.

Nearby Properties on State Rte 3

Nearby Streets

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