7185 N Elgin Ct, Spokane, WA 99208 Property Records

Spokane County property record for 7185 N Elgin Ct, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,992 sqft · built 2018
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,540 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`26251.1901`

Property Details

APN / Parcel Number

Primary APN	`26251.1901`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,992 sqft Living Area
Gross Area	3,952 sqft
1st Floor Area	1,312 sqft
2nd Floor Area	1,680 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	48,352 sqft
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Deck Area	668 sqft
Patio Area	100 sqft
Canopy	478 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7185 N ELGIN CT
City	SPOKANE
State	WA
Zip	99208-4381
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	SP Z16-978 FSP LT 1 (AFN# 6591978)
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1017
Census Tract	10701

Owner

Source: Spokane County assessment roll, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2505 W WALKER CT, SPOKANE, WA 99208-5512
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST BANK
Oct 30, 2017	Trustee's Deed, Construction Loan · Construction Mortgage MOUNTAIN WEST BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7185 N ELGIN CT, SPOKANE, WA 99208-4381
Transaction Type	Mortgage
Record Updated	Mar 8, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007184271
Date	Feb 28, 2022
Instrument	7184271

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 30, 2017
Property Address	7185 N ELGIN CT, SPOKANE, WA 99208-4381
Instrument Date	Oct 25, 2017
Instrument	6654577
Transaction Type	Construction Loan
Record Updated	Nov 3, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2505 W WALKER CT SPOKANE WA 992085512, SPOKANE, WA 99208-5512

Mortgage

Document Number	0006654577
Date	Oct 30, 2017
Instrument	6654577

Lender

Name	MOUNTAIN WEST BK
Type	Bank
Address	COEUR D'ALENE, ID 83814

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,540.00 (+5.45%)	$702,900 (-7.83%) Land $255,000 Building $447,900	$702,900 (-7.83%) Land $255,000 Building $447,900
2025	$7,150.00 (+4.69%)
2024		$762,600 (+14.9%) Land $250,000 Building $512,600	$762,600 (+14.9%) Land $250,000 Building $512,600
2023	$6,830.00 (-4.13%)	$663,720 Land $181,320 Building $482,400	$663,720 Land $181,320 Building $482,400
2022	$7,124.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Lumen Technologies DSL · Fiber in parts of the area	140 / 20
Concept Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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