7181 W Aracoma Dr, Cincinnati, OH 45237 Property Records

Hamilton County property record for 7181 W Aracoma Dr, Cincinnati, OH 45237

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 4,170 sqft · built 1951
Lot Size	1.04 acres (45,433 sqft)
Owner	2 Trust Names on File
Last Sale	$460,000 (Jul 2021)
Tax Bill	$9,715 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Nov 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`526-0060-0034-00`

Property Details

APN / Parcel Number

Primary APN	`526-0060-0034-00`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,170 sqft Living Area
Gross Area	4,653 sqft
1st Floor Area	2,780 sqft
Basement Area	1,390 sqft
Finished Basement	1,390 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	45,433 sqft (1.04 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	81 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	7181 W ARACOMA DR
City	CINCINNATI
State	OH
Zip	45237-2329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARACOMA DR R1 T4 S25 S W 266.72 FT IRR
Jurisdiction	HAMILTON OH
Township / Civil Division	AMBERLEY
Census Block Group	3
Census Block	3003
Census Tract	23300

Owner

7181 W Aracoma Dr is owner-occupied and held in a trust since March 2024.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7181 W ARACOMA DR, CINCINNATI, OH 45237-2329
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Nov 28, 2017	Warranty Deed, Transfer PARKWAY TITLE INC
Nov 28, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2021 · Amount on File
Deed Sale	Jul 20, 2021 · Amount on File
Prior Sale	Nov 28, 2017 · Amount on File
Deed Document Number	202188138
Deed Book / Page	14462 / 2226
Last Transfer Date	Mar 27, 2024
Transfer Doc	0000033816
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 20, 2021
Property Address	7181 W ARACOMA DR, CINCINNATI, OH 45237-2329
Document Number	0000088138
Book / Page	14462 / 2226
Instrument Date	Jun 22, 2021
Instrument	2021-0088138
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7181 W ARACOMA DR, CINCINNATI, OH 45237-2329

Mortgage

Document Number	0000088139
Date	Jul 20, 2021
Instrument	2021-0088139

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 28, 2017
Property Address	7181 W ARACOMA DR, CINCINNATI, OH 45237-2329
Document Number	0000108095
Book / Page	013552 / 000036
Instrument Date	Nov 14, 2017
Instrument	108095
Transaction Type	Transfer
Record Updated	Mar 12, 2018
Title Company	PARKWAY TITLE INC

Transaction

Amount	Amount on Record
Tax	$900.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1035 EVERSOLE RD CINCINNATI OH 452303507, CINCINNATI, OH 45230-3507

November 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HAMILTON OH
Recording Date	Nov 28, 2017
Property Address	7181 W ARACOMA DR, CINCINNATI, OH 45237-2329
Document Number	0000108094
Book / Page	013552 / 000031
Instrument Date	Nov 14, 2017
Instrument	108094
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	7181 W ARACOMA DR CINCINNATI OH 452372329, CINCINNATI, OH 45237-2329

Tax Assessment & Valuation

The 2025 property tax bill for 7181 W Aracoma Dr was $9,715, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Amberley Village
County	Hamilton County
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,715.00 (+3.13%)	$161,000 (-) Land $34,461 Building $126,539	$460,000 Land $98,460 Building $361,540
2024	$9,420.00 (-2.19%)	$161,000 (-) Land $34,461 Building $126,539
2023	$9,631.00 (+0.99%)	$161,000 (+16.52%) Land $34,461 Building $126,539	$460,000 Land $98,460 Building $361,540
2022	$9,537.00 Homeowner's exemption	$138,170 Land $32,270 Building $105,900
2020			$394,770 Land $92,200 Building $302,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7181 W Aracoma Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	18 (1979–2019)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7181 W Aracoma Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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