Santa Clara County property record for 7181 Spumante Ct, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,639 sqft · built 2019 |
| Lot Size | 0.132 acres (5,768 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,079,000 (Feb 2020) |
| Tax Bill | $14,435 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | 808-54-008 |
| Primary APN | 808-54-008 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,639 sqft Living Area |
| 1st Floor Area | 1,713 sqft |
| 2nd Floor Area | 1,926 sqft |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 5,768 sqft (0.132 acres) |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 7181 SPUMANTE CT |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-2741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ND |
| Legal Description | TR 10301 LOT 8 |
| Legal Tract | 10301 |
| Legal Lot Number | 8 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 512510 |
7181 Spumante Ct is owned by a company that bought it in February 2020 and is owner-occupied.
Source: Santa Clara County records, as of October 20, 2025
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 7181 SPUMANTE CT, GILROY, CA 95020-2741 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| May 20, 2020 | Correction Deed CALATLANTIC TITLE INC |
| Feb 26, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2020 · Amount on File |
| Deed Sale | Feb 26, 2020 · Amount on File |
| Deed Document Number | 24414646 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7181 SPUMANTE CT, GILROY, CA 95020-2741 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Address | 7181 SPUMANTE CT, GILROY, CA 95020-2741 |
| Document Number | 0025129021 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 25129021 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7181 SPUMANTE CT, GILROY, CA 95020-2741 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | TITLE CONNECTION, TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 7181 SPUMANTE CT, GILROY, CA 95020-2741 |
| Document Number | 0024810459 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 24810459 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | May 20, 2020 |
| Property Address | 7181 SPUMANTE CT, GILROY, CA 95020-2741 |
| Document Number | 0024483814 |
| Instrument Date | May 11, 2020 |
| Instrument | 24483814 |
| Record Updated | Jun 2, 2020 |
| Title Company | CALATLANTIC TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 7181 SPUMANTE CT GILROY CA 950202741, GILROY, CA 95020-2741 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Feb 26, 2020 |
| Property Address | 7181 SPUMANTE CT, GILROY, CA 95020-2741 |
| Document Number | 0024414646 |
| Map Reference | MB 907 PG 32-43 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 24414646 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7181 SPUMANTE CT, GILROY, CA 95020-2741 |
| Document Number | 0024414647 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 24414647 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 7181 Spumante Ct was $14,435 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $14,435.00 Homeowner's exemption | $1,180,040 Land $644,156 Building $535,884 |
| 2023 | $14,124.00 (+1.67%) Homeowner's exemption | $1,134,220 Land $619,144 Building $515,076 |
| 2022 | $13,892.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 7181 Spumante Ct in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7181 Spumante Ct is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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