7181 Ridge Rd, Cassadaga, NY 14718 Property Records

Chautauqua County and Stockton Town property record for 7181 Ridge Rd, Cassadaga, NY 14718

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,256 sqft · built 1992
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$282,000 (Oct 2025)
Tax Bill	$3,784 (2026)
Deeds & Mortgages	Oct 2025 Sale May 2021 Sale & Mortgage
APN	`066889 215.00-1-23`

Property Details

APN / Parcel Number

Primary APN	`066889 215.00-1-23`
Alternative APN	`68892150000001023000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,256 sqft Living Area
1st Floor Area	1,256 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	871,200 sqft (20 acres)
Garage Type	Detached

Exterior Amenities

Porch	Slab
Porch Area	492 sqft
Canopy	480 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Wood
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7181 RIDGE RD
City	CASSADAGA
State	NY
Zip	14718-9730
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	04 - FARM
Legal Description	OLD APN: 066889 6-1-36.1
Legal Block	1
Legal Lot Number	23.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	STOCKTON
Census Block Group	4
Census Block	4031
Census Tract	36402

Owner

Source: Chautauqua County and Stockton Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4187 BLUEBERRY TRL, MOUNTAIN IRON, MN 55768-8079
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Warranty Deed, Transfer
May 10, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	May 10, 2021 · Amount on Record
Deed Document Number	20256158
Prior Transfer Date	Aug 24, 2005
Prior Transfer Doc	0000002580/000000001
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Oct 3, 2025
Property Address	7181 RIDGE RD, CASSADAGA, NY 14718-9730
Document Number	DE2025006158
Instrument Date	Sep 24, 2025
Instrument	DE2025006158
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Investor	Possibly a Property Investor

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	May 10, 2021
Property Address	7181 RIDGE RD, CASSADAGA, NY 14718-9730
Document Number	DE2021003639
Instrument Date	May 10, 2021
Instrument	DE2021003639
Transaction Type	Transfer
Record Updated	Jun 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	132 CEDAR RDG, JAMESTOWN, TN 38556-2966

Mortgage

Document Number	MT2021002545
Date	May 10, 2021
Instrument	MT2021002545

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chautauqua County and Stockton Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Stockton Town
Unified School District	Cassadaga Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,784.00 (+5.11%) Homeowner's exemption Veteran's exemption
2025	$3,600.00 (+13.74%)	$150,000 (-) Land $36,000 Building $114,000	$187,500 (+9.97%) Land $45,000 Building $142,500
2024	$3,165.00 Veteran's exemption	$150,000 (-) Land $36,000 Building $114,000	$170,500 (+7.98%) Land $40,920 Building $129,580
2023		$150,000 (-) Land $36,000 Building $114,000	$157,900 (+5.27%) Land $37,896 Building $120,004
2022	Veteran's exemption	$150,000 Land $36,000 Building $114,000	$150,000 Land $36,000 Building $114,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DFT Local Service Fiber	500 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

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