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7181 Palace Cir, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 7181 Palace Cir, Fair Oaks, CA 95628

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,988 sqft · built 1956
Lot Size0.22 acres (9,560 sqft)
OwnerIndividual Name on File
Last Sale$479,000 (Sep 2021)
Tax Bill$6,569 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN239-0064-004-0000

Property Details

APN / Parcel Number

Primary APN239-0064-004-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,988 sqft Living Area
1st Floor Area1,636 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area9,560 sqft (0.22 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address7181 PALACE CIR
CityFAIR OAKS
StateCA
Zip95628-4329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionGARNET PARK, LOT 26
Legal SubdivisionGARNET PARK
Legal Lot Number26
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2003
Census Tract7904

Owner

7181 Palace Cir is owned and occupied by an individual who acquired it in December 2024.

Source: Sacramento County records, as of July 22, 2026

Owner of RecordIndividual Name on File
Mailing Address7181 PALACE CIR, FAIR OAKS, CA 95628-4329
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2021 · Amount on File
Deed SaleSep 15, 2021 · Amount on File
Deed Document Number20211980
Deed Book / Page20210915 / 1980
Last Transfer DateDec 4, 2024
Transfer Doc2024000755
Record UpdatedOct 29, 2026

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateSep 15, 2021
Property Address7181 PALACE CIR, FAIR OAKS, CA 95628-4329
Document Number2021091501980
Map ReferenceMB 40 MAP 36
Instrument DateSep 13, 2021
Instrument2021091501980
Transaction TypeTransfer
Record UpdatedSep 24, 2021
Title CompanySTEWART TITLE OF SACRAMENTO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7181 PALACE CIR, FAIR OAKS, CA 95628-4329

Mortgage

Document Number2021091501981
DateSep 15, 2021
Instrument2021091501981
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Mortgage

Document Number0000001982
DateSep 15, 2021
Instrument2021091501982
Lender
NameGOLDEN STATE FINANCE AUTHORITY
TypeGovernment Agency
AddressSACRAMENTO, CA 95814
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7181 Palace Cir was $6,569, up 1.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$560,860 (+2%) Land $107,243 Building $453,617
2025$6,569.00 (+1.8%)$549,864 Land $105,141 Building $444,723
2024$6,453.00 (+4.6%)
2023$6,169.00 (+6.22%)$508,580 Land $96,390 Building $412,190
2022$5,808.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7181 Palace Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7181 Palace Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITRUS HEIGHTS WATER DISTRICT
serves 67,818 people · EPA ID CA3410006
Water SourcePurchased surface water from SAN JUAN WATER DISTRICT
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: GeoLinks, Succeed.Net.

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