7181 Lakehead Way, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 7181 Lakehead Way, Discovery Bay, CA 94505

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,693 sqft · built 2019
Lot Size	0.204 acres (8,891 sqft)
Owner	2 Individual Names on File
Last Sale	$784,000 (Jan 2025)
Tax Bill	$9,686 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`011-650-025-7`

Property Details

APN / Parcel Number

Primary APN	`011-650-025-7`
Alternative APN	`011-650-025`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,693 sqft Living Area
1st Floor Area	2,693 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Cluster
Lot Area	8,891 sqft (0.204 acres)
Garage Type	Attached
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7181 LAKEHEAD WAY
City	DISCOVERY BAY
State	CA
Zip	94505-1758
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T8992 L63
Legal Subdivision	DISCOVERY BAY LAKES 9 SUB 8992
Legal Tract	8992
Legal Lot Number	63
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1058
Census Tract	304006

Owner

7181 Lakehead Way is owned and occupied by two individuals who bought it in January 2025.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7181 LAKEHEAD WAY, DISCOVERY BAY, CA 94505-1758
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Sep 26, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2025 · Amount on File
Deed Sale	Jan 27, 2025 · Amount on File
Prior Sale	Dec 10, 2015 · Amount on File
Deed Document Number	20257789
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7181 LAKEHEAD WAY, DISCOVERY BAY, CA 94505-1758
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7181 LAKEHEAD WAY, DISCOVERY BAY, CA 94505-1758

Mortgage

Document Number	0000110486
Date	Oct 21, 2025
Instrument	2025- 110486

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	2160 SUPERIOR AVE, CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7181 LAKEHEAD WAY, DISCOVERY BAY, CA 94505-1758
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7181 LAKEHEAD WAY, DISCOVERY BAY, CA 94505-1758

Mortgage

Document Number	0000196323
Date	Jul 12, 2021
Instrument	2021-196323

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

September 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 26, 2019
Property Address	7181 LAKEHEAD WAY, DISCOVERY BAY, CA 94505-1758
Document Number	0000161227
Instrument Date	Sep 23, 2019
Instrument	161227
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 15, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$685.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7181 LAKEHEAD WAY DISCOVERY BAY CA 945051758, DISCOVERY BAY, CA 94505-1758

Mortgage

Document Number	161228
Date	Sep 26, 2019
Instrument	161228

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7181 Lakehead Way was $9,686.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Knightsen Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$799,680 (+11.22%) Land $163,200 Building $636,480
2025	$9,686.00 Homeowner's exemption	$719,004 Land $164,045 Building $554,959
2023	$9,185.00 (+1.91%) Homeowner's exemption	$691,086 Land $157,676 Building $533,410
2022	$9,013.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7181 Lakehead Way in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7181 Lakehead Way is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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