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7181 Fair Oaks St, Spring Hill, FL 34606 Property Records

Hernando County property record for 7181 Fair Oaks St, Spring Hill, FL 34606

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,016 sqft · built 1973
Lot Size0.221 acres (9,619 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Mar 2020)
Tax Bill$1,972 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR32-323-17-5020-0117-0130

Property Details

APN / Parcel Number

Primary APNR32-323-17-5020-0117-0130
Alternative APNs
  • 00229906
  • 229906

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,016 sqft Living Area
Gross Area1,488 sqft
1st Floor Area1,016 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,619 sqft (0.221 acres)
Lot Dimensions113 ft deep x 88 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area184 sqft
Patio Area144 sqft
Utility Building140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00229906
Street Address7181 FAIR OAKS ST
CitySPRING HILL
StateFL
Zip34606-5846
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 2 BLK 117 LOT 13 OR 313 PG 483
Legal Range17E
Legal Township23S
Legal Section32
Legal SubdivisionSPRING HILL UN 2
Legal Block117
Legal Lot Number13
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group2
Census Block2023
Census Tract41401

Owner

7181 Fair Oaks St is owned and occupied by an individual who bought it in March 2020.

Source: Hernando County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address7181 FAIR OAKS ST, SPRING HILL, FL 34606-5846
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2020 · Amount on File
Deed SaleMar 27, 2020 · Amount on File
Prior SaleMay 30, 2014 · Amount on File
Deed Document Number202020354
Deed Book / Page3823 / 1506
Prior Transfer DateMay 6, 2014
Prior Transfer Doc0030990701
Record UpdatedSep 20, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateMar 27, 2020
Property Address7181 FAIR OAKS ST, SPRING HILL, FL 34606-5846
Document Number0038231506
Book / Page003823 / 001506
Instrument DateMar 20, 2020
Instrument20354
Transaction TypeTransfer
Record UpdatedJun 2, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$875.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7181 FAIR OAKS ST SPRING HILL FL 346065846, SPRING HILL, FL 34606-5846

Mortgage

Document Number38231508
DateMar 27, 2020
Book Page003823/001508
Instrument20355
Lender
NameEQUITY RSRCS
TypeFunding / Finance Company
AddressNEWARK, OH 43055
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7181 Fair Oaks St was $1,972 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,972.00 Homeowner's exemption$129,148$143,090 Land $35,109 Building $107,981
2023$121,852 Land $18,235 Building $103,617
2022$1,249.00$144,214 Land $38,476 Building $105,738

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7181 Fair Oaks St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimAug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7181 Fair Oaks St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 35

May also be available: Verizon.

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