7181 E Valley Ridge Dr, Madison, WI 53719 Property Records

Dane County property record for 7181 E Valley Ridge Dr, Madison, WI 53719

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,133 sqft · built 1989
Lot Size	0.142 acres (6,203 sqft)
Owner	Individual Name on File
Last Sale	$282,000 (Apr 2018)
Tax Bill	$7,447 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2018 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0708-264-0706-1`

Property Details

APN / Parcel Number

Primary APN	`0708-264-0706-1`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,133 sqft Living Area
1st Floor Area	854 sqft
2nd Floor Area	711 sqft
Basement Area	854 sqft
Finished Basement	568 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	6,203 sqft (0.142 acres)
Terrain	Wooded
Garage Type	Attached
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	80 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	28 sqft
Porch	Open Porch
Porch Area	76 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7181 E VALLEY RIDGE DR
City	MADISON
State	WI
Zip	53719-2353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	HIGHLAND VILLAGE, LOT 48
Legal Range	08
Legal Township	07
Legal Section	26
Legal Subdivision	HIGHLAND VILLAGE
Legal Lot Number	48
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1000
Census Tract	409

Owner

7181 E Valley Ridge Dr is owned and occupied by an individual who bought it in April 2018.

Source: Dane County records, as of January 22, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7181 E VALLEY RIDGE DR, MADISON, WI 53719-2353
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 9, 2018	Deed, Construction Loan · Construction Mortgage HOMEOWNERS FINANCIAL GROUP USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2018 · Amount on File
Deed Sale	Apr 9, 2018 · Amount on File
Prior Sale	Apr 16, 2010 · Amount on File
Deed Document Number	5400536
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	7181 E VALLEY RIDGE DR, MADISON, WI 53719-2353
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005658932
Date	Nov 6, 2020
Instrument	5658932

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2040

Interest

Rate Type	Fixed Rate

April 2018: Deed, Construction Loan

Document Type	Deed
Jurisdiction	DANE WI
Recording Date	Apr 9, 2018
Property Address	7181 E VALLEY RIDGE DR, MADISON, WI 53719-2353
Document Number	0005400536
Instrument Date	Mar 30, 2018
Instrument	5400536
Transaction Type	Construction Loan
Record Updated	Jun 14, 2021
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$846.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7181 E VALLEY RIDGE DR, MADISON, WI 53719-2353

Mortgage

Document Number	0005400537
Date	Apr 9, 2018
Instrument	5400537

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$425,400 Land $103,100 Building $322,300
2024	$7,447.00		$425,400
2023		$393,900 Land $95,500 Building $298,400
2022	$7,076.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7181 E Valley Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7181 E Valley Ridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
LiteWire Fixed Wireless	100 / 25

May also be available: T-Mobile, TDS Telecom, Verizon.

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