7180 Twisting Pines Loop, Zephyrhills, FL 33541 Property Records

Pasco County property record for 7180 Twisting Pines Loop, Zephyrhills, FL 33541

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,004 sqft · built 2023
Lot Size	0.142 acres (6,222 sqft)
Owner	Individual Name on Record
Last Sale	$391,900 (Mar 2023)
Tax Bill	$7,226 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-26-21-0140-00400-0070`

Property Details

APN / Parcel Number

Primary APN	`05-26-21-0140-00400-0070`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,004 sqft Living Area
Gross Area	2,711 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,222 sqft (0.142 acres)
Garage Area	483 sqft
Driveway	Driveway
Driveway Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	7180 TWISTING PINES LOOP
City	ZEPHYRHILLS
State	FL
Zip	33541-2969
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	CHAPEL CREEK VILLAGES 7 & 8 PHASES 1 - 3 PB 88 PG 014 BLOCK 4 LOT 7
Legal Subdivision	CHAPEL CREEK
Legal Block	4
Legal Lot Number	7
Jurisdiction	PASCO FL
Township / Civil Division	ZEPHYRHILLS
Census Block Group	3
Census Block	3006
Census Tract	32901

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7180 TWISTING PINES LOOP, ZEPHYRHILLS, FL 33541-2969
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2023 · Amount on Record
Deed Sale	Mar 9, 2023 · Amount on Record
Deed Document Number	2023041422
Deed Book / Page	10778 / 3938
Record Updated	Jun 8, 2026

March 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Mar 9, 2023
Property Address	7180 TWISTING PINES LOOP, ZEPHYRHILLS, FL 33541-2969
Document Number	0107783938
Book / Page	10778 / 3938
Map Reference	MB 88 PG 14
Instrument Date	Mar 2, 2023
Instrument	2023041422
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,743.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7180 TWISTING PINE LOOP, ZEPHYRHILLS, FL 33541-2969

Mortgage

Document Number	0107783940
Date	Mar 9, 2023
Instrument	10778/3940

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,226.00 (+139.43%) Homeowner's exemption	$321,040 (+665.55%) Land $64,335 Building $256,705	$321,040 (+665.55%) Land $64,335 Building $256,705
2023	$3,018.00 (+34.25%)	$41,936 (+199.82%) Land $41,936	$41,936 (+199.82%) Land $41,936
2022	$2,248.00	$13,987	$13,987 Land $13,987

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	65 in force
Nearby Flood Claims	5 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20