7180 Poorhouse Rd, La Plata, MD 20646 Property Records

Charles County property record for 7180 Poorhouse Rd, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,120 sqft · built 1981
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$98,000 (May 1997)
Tax Bill	$8,824 (2025)
Deeds & Mortgages	Jul 2026 Transfer Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-011272`

Property Details

APN / Parcel Number

Primary APN	`10-011272`
Alternative APN	`011272`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	011272
Street Address	7180 POORHOUSE RD
City	LA PLATA
State	MD
Zip	20646-5556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	1 AC N/E SI RT 484
Legal Subdivision	TOWN OF LA PLATA
Legal Block	1
Jurisdiction	CHARLES MD
Township / Civil Division	10, MARBURY
Census Block Group	1
Census Block	1008
Census Tract	850600

Owner

7180 Poorhouse Rd is owned and occupied by two individuals who acquired it in June 2026.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7180 POORHOUSE RD, LA PLATA, MD 20646-5556
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 3, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage APPLE FCU
Sep 19, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage APPLE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 1997 · Amount on File
Deed Sale	May 19, 1997 · Amount on File
Prior Sale	Jan 29, 1997 · Amount on File
Deed Document Number	19972297
Deed Book / Page	2378 / 25
Last Transfer Date	Jun 1, 2026
Transfer Doc	1414000479
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLES MD
Recording Date	Jul 16, 2026
Property Address	7180 POORHOUSE RD, LA PLATA, MD 20646-5556
Document Number	1414000479
Book / Page	14140 / 479
Instrument Date	Jun 1, 2026
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	7180 POORHOUSE RD, LA PLATA, MD 20646-5556

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	7180 POORHOUSE RD, LA PLATA, MD 20646-5556
Transaction Type	Mortgage
Record Updated	Jan 15, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0131600401
Date	Jan 3, 2024
Book Page	13160/401

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	7180 POORHOUSE RD, LA PLATA, MD 20646-5556
Transaction Type	Mortgage
Record Updated	Dec 29, 2023
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7180 POORHOUSE RD, LA PLATA, MD 20646-5556

Mortgage

Document Number	0126120464
Date	Jun 29, 2022
Book Page	12612/464

Lender

Name	APPLE FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2037

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	7180 POORHOUSE RD, LA PLATA, MD 20646-5556
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	CHAMPION TITLE & SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103990450
Date	Sep 19, 2018
Book Page	10399/450

Lender

Name	APPLE FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 7180 Poorhouse Rd was $8,824.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,667	$292,000 Land $110,000 Building $182,000
2025	$8,824.00
2023	$3,390.00	$228,867	$272,000 Land $90,000 Building $182,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7180 Poorhouse Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7180 Poorhouse Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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