7180 Orchard Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7180 Orchard Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,014 sqft · built 1976
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$972,000 (Feb 2024)
Tax Bill	$12,222 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Transfer + 5 more
Flood Zone	Zone X (reduced by levee)
APN	`799-37-002`

Property Details

APN / Parcel Number

Primary APN	`799-37-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,014 sqft Living Area
1st Floor Area	2,014 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	110 ft deep x 68 ft wide
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	1,140 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7180 ORCHARD DR
City	GILROY
State	CA
Zip	95020-6307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 5706 LOT 179
Legal Subdivision	5706 HIDDEN GLEN/GILROY #2
Legal Tract	5706
Legal Lot Number	179
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1005
Census Tract	512512

Owner

7180 Orchard Dr is owned and occupied by an individual who bought it in February 2024.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	7180 ORCHARD DR, GILROY, CA 95020-6307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO TITLE W, CHICAGO TITLE
Jun 5, 2026	Gift Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Feb 28, 2024	Intrafamily Transfer, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL
Feb 28, 2024	Grant Deed, Transfer · Commercial Mortgage GALYA YAGHOUBIE
Dec 30, 2022	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Aug 6, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 19, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2024 · Amount on File
Deed Sale	Feb 28, 2024 · Amount on File
Prior Sale	Dec 30, 2022 · Amount on File
Deed Document Number	202425603180
Prior Transfer Date	Dec 8, 1993
Prior Transfer Doc	0012285778
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 15, 2026
Property Address	7180 ORCHARD DR, GILROY, CA 95020-6307
Document Number	0026017595
Instrument Date	Jul 8, 2026
Instrument	202626017595
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	7180 ORCHARD DR, GILROY, CA 95020-6307

Mortgage

Document Number	0026017595,
Date	Jul 15, 2026
Instrument	202626017595

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.52%
Max Rate	-1%

June 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 5, 2026
Property Address	7180 ORCHARD DR, GILROY, CA 95020-6307
Document Number	0025999783
Instrument Date	Apr 29, 2026
Instrument	202625999783
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7180 ORCHARD DR, GILROY, CA 95020-6307

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 28, 2024
Property Address	7180 ORCHARD DR, GILROY, CA 95020-6307
Document Number	0025603179
Map Reference	MB 367 PG 31-35
Instrument Date	Feb 15, 2024
Instrument	25603179
Transaction Type	Transfer
Record Updated	Mar 7, 2024
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1558 MOUNT SHASTA AVE, MILPITAS, CA 95035-6935

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 28, 2024
Property Address	7180 ORCHARD DR, GILROY, CA 95020-6307
Document Number	0025603180
Map Reference	MB 367 PG 31-35
Instrument Date	Feb 14, 2024
Instrument	25603180
Transaction Type	Transfer
Record Updated	Mar 7, 2024
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1558 MOUNT SHASTA AVE, MILPITAS, CA 95035-6935

Mortgage

Document Number	0025603181
Date	Feb 28, 2024
Instrument	25603181

Lender

Name	GALYA YAGHOUBIE
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 30, 2022
Property Address	7180 ORCHARD DR, GILROY, CA 95020-6307
Document Number	0025421362
Map Reference	MB 367 PG 31-35
Instrument Date	Dec 22, 2022
Instrument	25421362
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7180 ORCHARD DR, GILROY, CA 95020-6307
Investor	Possibly a Property Investor

Mortgage

Document Number	0025421363
Date	Dec 30, 2022
Instrument	25421363

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.99%
Type Change Date	Jan 1, 2024
Change Frequency	6 Months
Min Rate At Change	5.99%
Max Rate At Change	9.99%
Index	Other
Margin	5
Max Rate	12.9%

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 6, 2020
Property Address	7180 ORCHARD DR, GILROY, CA 95020-6307
Document Number	0024566917
Map Reference	MB 367 PG 31-35
Instrument Date	Aug 3, 2020
Instrument	24566917
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7180 ORCHARD DR, GILROY, CA 95020-6307

Mortgage

Document Number	0024566918
Date	Aug 6, 2020
Instrument	24566918

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 19, 2018
Property Address	7180 ORCHARD DR, GILROY, CA 95020-6307
Document Number	0024045741
Instrument Date	Oct 16, 2018
Instrument	24045741
Transaction Type	Transfer
Record Updated	Nov 2, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$817.85
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7180 ORCHARD DR GILROY CA 950206307, GILROY, CA 95020-6307

Mortgage

Document Number	24045742
Date	Oct 19, 2018
Instrument	24045742

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7180 Orchard Dr was $12,222, up 3% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,011,268 (+2%) Land $697,068 Building $314,200
2025	$12,222.00 (+2.97%)	$991,440 Land $683,400 Building $308,040
2024	$11,869.00 (+0.58%)
2023	$11,800.00 (+14.64%)	$940,000 Land $376,000 Building $564,000
2022	$10,293.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7180 Orchard Dr in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7180 Orchard Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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