7180 Beach View Dr, Lotus, CA 95651 Property Records

El Dorado County property record for 7180 Beach View Dr, Lotus, CA 95651

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,582 sqft · built 1989
Lot Size	2.11 acres (92,347 sqft)
Owner	Company Name on Record
Tax Bill	$4,900 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2022 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-550-015-000`

Property Details

APN / Parcel Number

Primary APN	`006-550-015-000`
Alternative APNs	`00655015100` `0065501510`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,582 sqft Living Area
1st Floor Area	2,582 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Lot Area	92,347 sqft
View / Lot	Waterfront
Garage Type	Attached
Garage Area	1,204 sqft
Parking Spaces	1 Parking Space
Patio Area	2,582 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Street Address	7180 BEACH VIEW DR
City	LOTUS
State	CA
Zip	95651-9772
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RT
Legal Description	PM 14/77/3
Legal Subdivision	NORTHWEST 1/4 OF
Legal Lot Number	1,2
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	3
Census Block	3035
Census Tract	30606

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 46, COLOMA, CA 95613-0046
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Aug 16, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jan 14, 2020	Deed of Trust, Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 10, 2006
Transfer Doc	0000072121
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	7180 BEACH VIEW DR, LOTUS, CA 95651
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7180 BEACH VIEW DRIVE, COLOMA, CA 95613

Mortgage

Document Number	0000022420
Date	Mar 31, 2021
Instrument	2021-0022420

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Aug 16, 2022
Property Address	7180 BEACH VIEW DR, LOTUS, CA 95651
Document Number	0000033827
Instrument Date	Aug 4, 2022
Instrument	2022-0033827
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7180 BEACH VIEW DR, LOTUS, CA 95651

Mortgage

Document Number	0000033828
Date	Aug 16, 2022
Instrument	2022-0033828

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	7180 BEACH VIEW DR, LOTUS, CA 95651
Document Number	0000002518
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7180 BEACH VIEW DR COLOMA CA 95613, COLOMA, CA 95613

Mortgage

Document Number	0000002518
Date	Jan 21, 2020
Instrument	2518

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$477,411 (+2%) Land $159,131 Building $318,280
2025	$4,900.00 (+2.06%) Homeowner's exemption	$468,051 (+4.04%) Land $156,011 Building $312,040
2024	$4,801.00 (+2.02%)
2023	$4,706.00 (+1.47%) Homeowner's exemption	$449,877 Land $149,953 Building $299,924
2022	$4,638.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 70% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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