718 Wilcox St, Rochester, MI 48307 Property Records

Oakland County property record for 718 Wilcox St, Rochester, MI 48307

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,461 sqft · built 1998
Lot Size	0.293 acres (12,763 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Oct 2018)
Tax Bill	$16,653 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Apr 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`68-15-10-452-023`

Property Details

APN / Parcel Number

Primary APN	`68-15-10-452-023`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,461 sqft Living Area
1st Floor Area	2,091 sqft
Basement Area	1,476 sqft
Unfinished Basement	1,476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,763 sqft (0.293 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	898 sqft
Parking Spaces	4 Parking Spaces
Pool Area	450 sqft
Porch	Slab
Porch Area	477 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	718 WILCOX ST
City	ROCHESTER
State	MI
Zip	48307-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T3N, R11E, SEC 10 SUPERVISOR'S PLAT NO 3 S 85 FT OF W 150 FT OF LOT 50 12-11-97 FR 014
Legal Range	11E
Legal Township	03N
Legal Section	10
Legal Subdivision	SUPERVISOR
Legal Lot Number	12,50
Jurisdiction	OAKLAND MI
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1013
Census Tract	191100

Owner

718 Wilcox St is owned and occupied by two individuals who bought it in October 2018.

Source: Oakland County records, as of July 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	718 WILCOX ST, ROCHESTER, MI 48307-1448
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Deed of Trust, Mortgage · Line of Credit OXFORD BANK
Apr 26, 2021	Deed of Trust, Mortgage · Line of Credit OXFORD BANK
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MAIN STREET BANK
Jun 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage MAIN STREET BANK
Feb 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage MAIN STREET BANK
Oct 29, 2018	Warranty Deed, Transfer PARTNERS TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2018 · Amount on File
Deed Sale	Oct 29, 2018 · Amount on File
Prior Sale	Jul 10, 2008 · Amount on File
Deed Document Number	2018176657
Deed Book / Page	52311 / 148
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	718 WILCOX ST, ROCHESTER, MI 48307-1448
Transaction Type	Mortgage
Record Updated	Jan 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 WILCOX ST, ROCHESTER, MI 48307-1448

Mortgage

Document Number	0000001935
Date	Jan 5, 2023
Book Page	58356/182
Instrument	1935

Lender

Name	OXFORD BANK
Type	Bank
Address	OXFORD, MI 48371

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Dec 16, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	718 WILCOX ST, ROCHESTER, MI 48307-1448
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 WILCOX ST, ROCHESTER, MI 48307-1448

Mortgage

Document Number	0000110584
Date	Apr 26, 2021
Book Page	56133/88
Instrument	110584

Lender

Name	OXFORD BANK
Type	Bank
Address	OXFORD, MI 48371

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 9, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	718 WILCOX ST, ROCHESTER, MI 48307-1448
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 WILCOX ST, ROCHESTER, MI 48307-1448

Mortgage

Document Number	0000025233
Date	Jan 29, 2021
Book Page	55601/9
Instrument	25233

Lender

Name	MAIN STREET BANK
Type	Bank
Address	FRANKLIN, MI 48025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	718 WILCOX ST, ROCHESTER, MI 48307-1448
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101749
Date	Jun 26, 2019
Book Page	52964/00723
Instrument	101749

Lender

Name	MAIN STREET BANK
Type	Bank
Address	FRANKLIN, MI 48025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	718 WILCOX ST, ROCHESTER, MI 48307-1448
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032386
Date	Feb 13, 2020
Book Page	53834/48
Instrument	32386

Lender

Name	MAIN STREET BANK
Type	Bank
Address	FRANKLIN, MI 48025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 29, 2018
Property Address	718 WILCOX ST, ROCHESTER, MI 48307-1448
Document Number	0000176657
Book / Page	52311 / 00148
Map Reference	MB 60 PG 2
Instrument Date	Oct 12, 2018
Instrument	176657
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	PARTNERS TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$10,320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	718 WILCOX ST, 718, ROCHESTER, MI 48307-1448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 WILCOX ST, ROCHESTER, MI 48307-1448

Tax Assessment & Valuation

The 2025 property tax bill for 718 Wilcox St was $16,653 with a homeowner's exemption, down 12.7% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Rochester City
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,653.00 (-12.69%) Homeowner's exemption	$571,190	$1,142,380
2024	$19,073.00
2023		$576,490	$1,152,980
2021	$18,842.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 718 Wilcox St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 718 Wilcox St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER serves 7,130 people · EPA ID MI0005720
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: T-Mobile, Verizon.

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