718 Whitecap Dr, El Lago (Seabrook), TX 77586 Property Records

Harris County property record for 718 Whitecap Dr, El Lago, TX 77586

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,910 sqft · built 1976
Lot Size	0.202 acres (8,804 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,100 (Aug 2018)
Tax Bill	$4,530 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`097-374-000-0013`

Property Details

APN / Parcel Number

Primary APN	`097-374-000-0013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,910 sqft Living Area
1st Floor Area	1,166 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	8,804 sqft (0.202 acres)
View / Lot	Neighborhood
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	1,166 sqft
Patio Area	1,540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0973740000013
Street Address	718 WHITECAP DR
City	EL LAGO
State	TX
Zip	77586-5918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 13 BLK 12 EL LAGO ESTATES SEC 7
Legal Subdivision	EL LAGO ESTATES SEC 7
Legal Block	12
Legal Lot Number	13
Jurisdiction	HARRIS TX
Township / Civil Division	SOUTHEAST HARRIS
Census Block Group	1
Census Block	1000
Census Tract	341501

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	718 WHITECAP DR, EL LAGO, TX 77586-5918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Aug 2, 2018	Warranty Deed, Transfer FAIRWAY INDEPENDENT MTG
Dec 14, 2017	Warranty Deed, Transfer OTHER
Dec 14, 2017	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2018 · Amount on Record
Deed Sale	Aug 2, 2018 · Amount on Record
Prior Sale	Dec 14, 2017
Deed Document Number	2018351012
Prior Transfer Date	Jul 19, 2010
Prior Transfer Doc	20100341423
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	718 WHITECAP DR, EL LAGO, TX 77586-5918
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021204299
Date	Apr 16, 2021
Instrument	2021-204299

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Aug 2, 2018
Property Address	718 WHITECAP DR, EL LAGO, TX 77586-5918
Document Number	0000351012
Instrument Date	Aug 1, 2018
Instrument	351012
Transaction Type	Transfer
Record Updated	Aug 22, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	718 WHITECAP DR EL LAGO TX 775865918, EL LAGO, TX 77586-5918

Mortgage

Document Number	351013
Date	Aug 2, 2018
Instrument	351013

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Dec 14, 2017
Property Address	718 WHITECAP DR, EL LAGO, TX 77586-5918
Document Number	0000548502
Instrument Date	Dec 12, 2017
Instrument	548502
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	116 W 10TH ST HOUSTON TX 770086902, HOUSTON, TX 77008-6902

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Dec 14, 2017
Property Address	718 WHITECAP DR, EL LAGO, TX 77586-5918
Document Number	0000549030
Instrument Date	Dec 12, 2017
Instrument	549030
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	907 S FRIENDSWOOD DR #201 FRIENDSWOOD TX 775465489, 201, FRIENDSWOOD, TX 77546-5489

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	El Lago City
Unified School District	Clear Creek Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,397 (+6.31%) Land $78,228 Building $190,169	$268,397 (+6.31%) Land $78,228 Building $190,169
2025	$4,530.00 (-1.26%) Homeowner's exemption	$252,475 (-9.18%) Land $78,228 Building $174,247	$252,475 (-9.18%) Land $78,228 Building $174,247
2024	$4,588.00 (+32.3%)
2023		$278,000 Land $78,228 Building $199,772	$278,000 Land $78,228 Building $199,772
2022	$3,468.00 (+11.48%)
2020	$3,111.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 141 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	253 units insured incl. 112 condo units
Nearby Flood Claims	179 (1979–2017)
Claims Outside the SFHA	93 of 179
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 17 claims Hurricane Ike, Sep 2008 · 64 claims Hurricane Georges, Sep 1998 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY WCID 50 EL LAGO serves 3,924 people · EPA ID TX1010241
Water Source	Purchased surface water from CITY OF SEABROOK
Last State Inspection	Mar 2023
Lead	15 ppb (2026) action level 15 ppb
Copper	1.7 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Di(2-ethylhexyl) phthalate resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Rural Telecommunications of America Fixed Wireless	300 / 150

May also be available: Verizon.

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