718 W 1040 N, Orem, UT 84057 Property Records

Utah County property record for 718 W 1040 N, Orem, UT 84057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,016 sqft · built 1979
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Trust Names on Record
Last Sale	$50,000 (Feb 2005)
Tax Bill	$2,481 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-078-0003`

Property Details

APN / Parcel Number

Primary APN	`40-078-0003`
Alternative APN	`054370`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area
Gross Area	4,572 sqft
1st Floor Area	2,016 sqft
Basement Area	2,016 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Architectural Style	A-Frame
Exterior Material	Metal
Roof Type	Gable
Roof Material	Other
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	1,336 sqft
Patio Area	526 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	054370
Street Address	718 W 1040 N
City	OREM
State	UT
Zip	84057-3066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, PLAT B, GINGER ACRES SUB
Legal Subdivision	GINGER ACRES SUB
Legal Lot Number	3
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	4
Census Block	4006
Census Tract	706

Owner

Source: Utah County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	718 W 1040 N, OREM, UT 84057-3066
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · FHA Mortgage THE FEDERAL SAVINGS BANK
Jul 26, 2018	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Jul 26, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2005 · Amount on Record
Deed Sale	Feb 25, 2005 · Amount on Record
Prior Sale	Feb 25, 2005 · Amount on Record
Deed Document Number	200519522
Prior Transfer Date	Mar 14, 2002
Prior Transfer Doc	0000031429
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	718 W 1040 N, OREM, UT 84057-3066
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 W 1040 N, OREM, UT 84057-3066

Mortgage

Document Number	0000148763
Date	Aug 26, 2021
Instrument	148763:2021

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	718 W 1040 N, OREM, UT 84057-3066
Document Number	0000072427
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL AGENCY SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	718 W 1040 N OREM UT 840573066, OREM, UT 84057-3066

Mortgage

Document Number	0000072427
Date	Aug 1, 2018
Instrument	72427

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	4.18%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	718 W 1040 N, OREM, UT 84057-3066
Document Number	0000072428
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL AGENCY SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	718 W 1040 N OREM UT 840573066, OREM, UT 84057-3066

Mortgage

Document Number	0000072428
Date	Aug 1, 2018
Instrument	72428

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	4.18%

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,525 (+13.06%)	$575,500 (+13.06%) Land $216,500 Building $359,000
2025	$2,481.00 (+16.48%)
2023	$2,130.00 (-7.79%)	$279,950	$509,000 Land $206,200 Building $302,800
2022	$2,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Wasatch Broadband Fixed Wireless	900 / 900
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Utah Broadband, Verizon.

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