St. Charles County property record for 718 Tinsley Ct, Cottleville, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,734 sqft · built 2019 |
| Lot Size | 0.282 acres (12,284 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,558 (Dec 2019) |
| Tax Bill | $6,523 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T181500109 |
| Primary APN | T181500109 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,734 sqft Living Area |
| Basement Area | 1,742 sqft |
| Finished Basement | 1,306 sqft |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Composition/Composite |
| Lot Area | 12,284 sqft (0.282 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T181500109 |
|---|---|
| Street Address | 718 TINSLEY CT |
| City | COTTLEVILLE |
| State | MO |
| Zip | 63304-7127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHFORD KNOLL #2 LOT 14 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | ASHFORD KNOLL #2 |
| Legal Lot Number | 14 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | DARDENNE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 311124 |
Source: St. Charles County records · APN T181500109
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 718 TINSLEY CT, COTTLEVILLE, MO 63304-7127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FORTUNE BANK |
| Dec 31, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FORTUNEBANK |
| Sep 19, 2019 | Trustee's Deed, Construction Loan · Line of Credit MIDWEST BANKCENTRE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 31, 2019 · Amount on Record |
| Deed Sale | Dec 31, 2019 · Amount on Record |
| Deed Document Number | 0072072200 |
| Deed Book / Page | 7207 / 2200 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 718 TINSLEY CT, COTTLEVILLE, MO 63304-7127 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0073572317 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 7357/2317 |
| Instrument | 20200730000537680 |
| Name | FORTUNE BANK |
|---|---|
| Type | Bank |
| Address | ARNOLD, MO 63010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 31, 2019 |
| Property Address | 718 TINSLEY CT, COTTLEVILLE, MO 63304-7127 |
| Document Number | 0072072200 |
| Book / Page | 7207 / 2200 |
| Map Reference | MB 49 PG 375 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 20191231000752220 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | ARCHER LAND TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10407 BAUR BLVDB, 10407, SAINT LOUIS, MO 63132 |
| Name | Verified Name |
|---|---|
| Address | 718 TINSLEY CT, COTTLEVILLE, MO 63304-7127 |
| Document Number | 20191231000752230 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 20191231000752230 |
| Name | FORTUNEBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 19, 2019 |
| Property Address | 718 TINSLEY CT, COTTLEVILLE, MO 63304-7127 |
| Document Number | 0071451953 |
| Book / Page | 007145 / 001953 |
| Instrument Date | Sep 12, 2019 |
| Instrument | 515130 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10407 BAUR BLVD #B ST LOUIS MO 631321904, B, ST LOUIS, MO 63132-1904 |
| Investor | Possibly a Property Investor |
| Document Number | 71451953 |
|---|---|
| Date | Sep 19, 2019 |
| Book Page | 007145/001953 |
| Instrument | 515130 |
| Name | MIDWEST BANKCENTRE |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63125 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Cottleville City |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,523.00 | $106,083 (+11.13%) | $558,330 (+11.13%) |
| 2023 | $95,461 | ||
| 2022 | $502,425 Land $70,000 Building $432,425 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2017 · other causes |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Verizon.
Based on FCC filings for 355 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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