718 Spotters Ct, Hampstead, MD 21074 Property Records

Carroll County property record for 718 Spotters Ct, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,850 sqft · built 1993
Lot Size	0.16 acres (6,969 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Sep 2026)
Tax Bill	$5,912 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-055033`

Property Details

APN / Parcel Number

Primary APN	`08-055033`
Alternative APNs	`8055033` `055033`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,850 sqft Total Area
Basement Area	1,155 sqft
Finished Basement	1,155 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	100 sqft
Deck Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	055033
Street Address	718 SPOTTERS CT
City	HAMPSTEAD
State	MD
Zip	21074-3156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 451- 0.1607 AC 718 SPOTTERS CT 36-28/27 ROBERTS FIELD SC 2 PLT C
Legal Subdivision	ROBERTS FIELD SEC 02
Legal Lot Number	451
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	4
Census Block	4017
Census Tract	508103

Owner

718 Spotters Ct is owned and occupied by an individual who bought it in September 2026.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	718 SPOTTERS CT, HAMPSTEAD, MD 21074-3156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Jan 18, 2022	Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 8, 2017	Deed of Trust, Mortgage · Conventional with PMI BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2026 · Amount on File
Deed Sale	Sep 4, 2026 · Amount on File
Prior Sale	Jan 18, 2022 · Amount on File
Deed Document Number	2026
Deed Book / Page	11857 / 312
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 4, 2026
Property Address	718 SPOTTERS CT, HAMPSTEAD, MD 21074-3156
Document Number	1185000312
Book / Page	11857 / 312
Instrument Date	Aug 20, 2026
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	LAKESIDE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$505,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	718 SPOTTERS CT, HAMPSTEAD, MD 21074-3156

Mortgage

Document Number	1185000319,
Date	Sep 4, 2026
Book Page	11857/319

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 18, 2022
Property Address	718 SPOTTERS CT, HAMPSTEAD, MD 21074-3156
Document Number	0106400248
Book / Page	10640 / 248
Map Reference	MB LWS 36 FO 28
Instrument Date	Jan 6, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	JDM TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	718 SPOTTERS CT, HAMPSTEAD, MD 21074-3156

Mortgage

Document Number	0010640257
Date	Jan 18, 2022
Instrument	10640/257

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	718 SPOTTERS CT, HAMPSTEAD, MD 21074-3156
Document Number	0087820245
Book / Page	008782 / 000245
Instrument Date	Aug 8, 2017
Transaction Type	Mortgage
Record Updated	Oct 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	718 SPOTTERS CT HAMPSTEAD MD 210743156, HAMPSTEAD, MD 21074-3156

Mortgage

Document Number	0087820245
Date	Aug 22, 2017
Book Page	008782/000245

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 718 Spotters Ct was $5,912, up 8.1% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,912.00 (+8.08%)	$436,000 (+8.19%)	$502,000 (+24.57%) Land $110,000 Building $392,000
2025	$5,470.00	$403,000 Land $90,000 Building $313,000	$403,000 Land $90,000 Building $313,000
2023	$4,189.00	$310,333	$403,000 Land $90,000 Building $313,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 718 Spotters Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 718 Spotters Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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