718 Shore Rd, Cape Neddick, ME 03902 Property Records

York County and York Town property record for 718 Shore Rd, Cape Neddick, ME 03902

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 4,060 sqft · built 1999
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on File
Last Sale	$337,500 (Mar 2021)
Tax Bill	$11,999 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2025 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`M:100 B:004-E`

Property Details

APN / Parcel Number

Primary APN	`M:100 B:004-E`
Alternative APNs	`YORK M:0100 B:0004-E` `006326` `6326`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	4,060 sqft Living Area
Gross Area	5,529 sqft
1st Floor Area	2,380 sqft
Basement Area	1,680 sqft
Unfinished Basement	1,680 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,609 sqft (1.07 acres)
Garage Type	Basement
Pool Type	Spa / Hot Tub (No Pool)
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6326
Street Address	718 SHORE RD
City	CAPE NEDDICK
State	ME
Zip	03902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	4-E
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	4
Census Block	4007
Census Tract	36002

Owner

718 Shore Rd is owned by two individuals who bought it in March 2021.

Source: York County and York Town records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 713, CAPE NEDDICK, ME 03902-0713
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK
Feb 28, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 11, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NBKC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2021 · Amount on File
Deed Sale	Mar 11, 2021 · Amount on File
Deed Document Number	202113896
Deed Book / Page	18586 / 154
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Recording Date	Jul 10, 2026
Property Address	718 SHORE RD, CAPE NEDDICK, ME 03902
Document Number	0000024001
Book / Page	19944 / 281
Instrument Date	Jun 29, 2026
Instrument	202624001
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024001,
Date	Jul 10, 2026
Book Page	19944/281
Instrument	202624001

Lender

Name	CITIZENS BANK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2051

Interest

Rate	6.53%
Max Rate	-1%

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	718 SHORE RD, CAPE NEDDICK, ME 03902
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196130333
Date	Feb 28, 2025
Book Page	19613/333
Instrument	2025006292

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK ME
Recording Date	Mar 11, 2021
Property Address	718 SHORE RD, CAPE NEDDICK, ME 03902
Document Number	0185860154
Book / Page	18586 / 154
Instrument Date	Dec 1, 2020
Instrument	2021013896
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	718 SHORE RD, CAPE NEDDICK, ME 03902

Mortgage

Document Number	2021013897
Date	Mar 11, 2021
Instrument	2021013897

Lender

Name	NBKC BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 718 Shore Rd was $11,999, up 5.5% from the year before.

Source: York County and York Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,999.00 (+5.54%)	$1,454,400 (+7.45%) Land $644,600 Building $809,800
2024	$11,369.00 (+16.95%)	$1,353,500 (+17.65%) Land $644,600 Building $708,900
2023	$9,721.00 (+11.92%)	$1,150,400 (+13.24%) Land $441,500 Building $708,900	$2,651,830
2022	$8,686.00	$1,015,900 Land $410,500 Building $605,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 718 Shore Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	6 (2006–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	ME-23 “Phillips Cove”
Unit Type	System Unit
Designated	Nov 16, 1990
NFIP Eligibility	Not eligible (built 1999) built after the Nov 16, 1990 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 718 Shore Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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