718 S Sunshine Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 718 S Sunshine Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 2005
Lot Size	0.158 acres (6,864 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Apr 2006)
Tax Bill	$8,378 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`492-120-24-00`

Property Details

APN / Parcel Number

Primary APN	`492-120-24-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,440 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	6,864 sqft (0.158 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	718 S SUNSHINE AVE
City	EL CAJON
State	CA
Zip	92020-5841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 4 TR 014968
Legal Subdivision	TSM 514
Legal Tract	014968
Legal Block	2
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	15902

Owner

718 S Sunshine Ave is owned and occupied by two individuals who bought it in April 2006.

Source: San Diego County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	718 S SUNSHINE AVE, EL CAJON, CA 92020-5841
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Feb 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 18, 2019	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2006 · Amount on File
Deed Sale	Apr 21, 2006 · Amount on File
Deed Document Number	2006281580
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2026
Property Address	718 S SUNSHINE AVE, EL CAJON, CA 92020-5841
Document Number	0000187060
Instrument Date	Jun 23, 2026
Instrument	2026187060
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 S SUNSHINE AVE, EL CAJON, CA 92020-5841

Mortgage

Document Number	0000187060,
Date	Jun 30, 2026
Instrument	2026187060

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	718 S SUNSHINE AVE, EL CAJON, CA 92020-5841
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 S SUNSHINE AVE, EL CAJON, CA 92020-5841

Mortgage

Document Number	0000038511
Date	Feb 15, 2023
Instrument	2023-0038511

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	718 S SUNSHINE AVE, EL CAJON, CA 92020-5841
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 S SUNSHINE AVE, EL CAJON, CA 92020-5841

Mortgage

Document Number	0000196399
Date	May 6, 2022
Instrument	2022-0196399

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	718 S SUNSHINE AVE, EL CAJON, CA 92020-5841
Document Number	0000118042
Instrument Date	Mar 18, 2019
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	718 S SUNSHINE AVE EL CAJON CA 920205841, EL CAJON, CA 92020-5841

Mortgage

Document Number	0000118042
Date	Apr 3, 2019
Instrument	118042

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2049

Interest

Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 718 S Sunshine Ave was $8,378 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$675,993 (+2%) Land $348,450 Building $327,543
2025	$8,378.00 Homeowner's exemption	$662,739 Land $341,618 Building $321,121
2023	$8,633.00 (+4.26%) Homeowner's exemption	$637,005 Land $328,353 Building $308,652
2022	$8,280.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 718 S Sunshine Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 718 S Sunshine Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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