718 Oreno Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 718 Oreno Cir, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,740 sqft · built 2018
Lot Size	0.191 acres (8,334 sqft)
Owner	Trust Name on File
Last Sale	$805,000 (Feb 2018)
Tax Bill	$11,936 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Feb 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-3280-027-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3280-027-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,740 sqft Living Area
1st Floor Area	2,740 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	8,334 sqft (0.191 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	718 ORENO CIR
City	FOLSOM
State	CA
Zip	95630-6349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH - VILLAGE NO 32A, LOT 139
Legal Subdivision	EMPIRE RANCH - VILLAGE NO 32A
Legal Lot Number	139
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1013
Census Tract	8512

Owner

718 Oreno Cir is owner-occupied and held in a trust since February 2018.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	718 ORENO CIR, FOLSOM, CA 95630-6349
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage EL DORADO SVGS BK
Feb 27, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Feb 27, 2018	Grant Deed, Transfer · Conventional Mortgage PROVIDENT FNDG
Jul 12, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage ELLIOTT HMS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2018 · Amount on File
Deed Sale	Feb 27, 2018 · Amount on File
Prior Sale	Jul 12, 2017 · Amount on File
Deed Book / Page	20180227 / 768
Prior Transfer Date	Feb 26, 2018
Prior Transfer Doc	2270000000770
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	718 ORENO CIR, FOLSOM, CA 95630-6349
Document Number	2002141103
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	718 ORENO CIR FOLSOM CA 956306349, FOLSOM, CA 95630-6349

Mortgage

Document Number	2002141103
Date	Feb 14, 2020
Instrument	2002141103

Lender

Name	EL DORADO SVGS BK
Type	Federal Savings Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 13, 2030

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 27, 2018
Property Address	718 ORENO CIR, FOLSOM, CA 95630-6349
Document Number	1802270770
Instrument Date	Feb 26, 2018
Instrument	1802270770
Transaction Type	Transfer
Record Updated	Mar 8, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	718 ORENO CIR FOLSOM CA 956306349, FOLSOM, CA 95630-6349

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 27, 2018
Property Address	718 ORENO CIR, FOLSOM, CA 95630-6349
Document Number	1802270768
Instrument Date	Feb 16, 2018
Instrument	1802270768
Transaction Type	Transfer
Record Updated	Mar 8, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$885.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	718 ORENO CIR FOLSOM CA 956306349, FOLSOM, CA 95630-6349

Mortgage

Document Number	1802270769
Date	Feb 27, 2018
Instrument	1802270769

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	SAN BRUNO, CA 94066

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 26, 2033

July 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 12, 2017
Property Address	718 ORENO CIR, FOLSOM, CA 95630-6349
Document Number	1707120643
Instrument Date	Jul 10, 2017
Instrument	1707120643
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 25, 2017
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7017 ROMA WAY ROSEVILLE CA 956613246, ROSEVILLE, CA 95661-3246

Mortgage

Document Number	1707120644
Date	Jul 12, 2017
Instrument	1707120644

Lender

Name	ELLIOTT HMS
Address	FOLSOM, CA 95630
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 718 Oreno Cir was $11,936 with a homeowner's exemption, up 1.7% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$934,265 (+2%) Land $261,129 Building $673,136
2025	$11,936.00 (+1.71%) Homeowner's exemption	$915,947 Land $256,009 Building $659,938
2024	$11,735.00 (+3.07%)
2023	$11,386.00 (+1.1%) Homeowner's exemption	$880,382 Land $246,069 Building $634,313
2022	$11,262.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 718 Oreno Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 718 Oreno Cir is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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