718 N Ridge Rd E, Lorain, OH 44055 Property Records

Lorain County property record for 718 N Ridge Rd E, Lorain, OH 44055 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,434 sqft · built 1948
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Last Sale	$36,700 (May 2014)
Tax Bill	$2,021 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-00-113-104-043`

Property Details

APN / Parcel Number

Primary APN	`03-00-113-104-043`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,434 sqft Living Area
1st Floor Area	1,000 sqft
Basement Area	904 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	319 ft deep x 96 ft wide
Garage Type	Detached
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	660 sqft
Patio Area	40 sqft
Shed	1 Shed
Shed Area	96 sqft
Canopy	40 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	718 N RIDGE RD E
City	LORAIN
State	OH
Zip	44055-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOD 11/20/2008 20080275740
Legal Subdivision	SHEFFIELD TOWNSHIP
Legal Block	104
Legal Lot Number	113
Jurisdiction	LORAIN OH
Township / Civil Division	SHEFFIELD
Census Block Group	2
Census Block	2016
Census Tract	24000

Owner

Source: Lorain County records · APN 03-00-113-104-043

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	718 N RIDGE RD E, LORAIN, OH 44055-3018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 08, 2014 · Amount on Record
Deed Sale	May 08, 2014 · Amount on Record
Deed Document Number	2014504054
Prior Transfer Date	Oct 31, 2008
Prior Transfer Doc	20080275739
Record Updated	Jun 08, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	718 N RIDGE RD E, LORAIN, OH 44055-3018
Document Number	0000694891
Instrument Date	Sep 01, 2018
Transaction Type	Mortgage
Record Updated	Nov 29, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 N RIDGE RD E LORAIN OH 440553018, LORAIN, OH 44055-3018

Mortgage

Document Number	0000694891
Date	Nov 13, 2018
Instrument	694891

Lender

Name	SCHOOL EMPS LORAIN CNTY CU
Type	Credit Union
Address	ELYRIA, OH 44035

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Sheffield Township
Unified School District	Clearview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,021.00 (-0.59%) Homeowner's exemption	$47,490 (+%) Land $11,490 Building $36,000	$135,680 (-) Land $32,830 Building $102,850
2024	$2,033.00 (+17.04%)	$47,488 (+47.65%) Land $11,491 Building $35,998	$135,680 (+47.65%) Land $32,830 Building $102,850
2023	$1,737.00 (-2.53%)	$32,162 (+0.01%) Land $9,919 Building $22,243	$91,890 (-) Land $28,340 Building $63,550
2022	$1,782.00	$32,160 Land $9,920 Building $22,240
2021			$91,890 Land $28,340 Building $63,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 25% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.