718 N 7th St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 718 N 7th St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	2,632 sqft · built 1911
Lot Size	0.69 acres (30,056 sqft)
Owner	Company Name on File
Last Sale	$325,000 (Jan 2019)
Tax Bill	$3,108 (2025)
Deeds & Mortgages	Aug 2026 Transfer May 2022 Line of Credit + 3 more
APN	`06-3.0-08-001-004-172.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-08-001-004-172.000`

Interior

Building Area	2,632 sqft Base Area
1st Floor Area	2,632 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Lot Area	30,056 sqft (0.69 acres)
Lot Dimensions	202 ft deep x 148 ft wide

Location & Zoning

Street Address	718 N 7TH ST
City	SAINT JOSEPH
State	MO
Zip	64501-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:COUNTY ADDITION LOT:6 BLK:1LGL DESC:TR IN L 6&7 BEG NE COR L7 TH WLY ALG S/L HALL ST 202.65' TH DEFLECTING TO LEFT AT ANG
Legal Subdivision	COUNTY ADDITION
Legal Block	1
Legal Lot Number	6
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1061
Census Tract	1200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hall Street Historic District listed 1979 · 43 contributing resources · NRIS 79001352

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

718 N 7th St is owned by a company that acquired it in August 2026.

Source: Buchanan County records, as of August 28, 2026

Owner of Record	Company Name on File
Mailing Address	718 N 7TH ST, SAINT JOSEPH, MO 64501-1811
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
May 3, 2022	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Jan 17, 2017	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jan 24, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 17, 2019	Warranty Deed, Transfer · Commercial Mortgage PLATTE VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2019 · Amount on File
Deed Sale	Jan 17, 2019 · Amount on File
Prior Sale	Nov 17, 2015 · Amount on File
Deed Document Number	2019388
Deed Book / Page	3722 / 960
Last Transfer Date	Aug 13, 2026
Transfer Doc	0000006666
Record Updated	Oct 29, 2026

August 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 13, 2026
Property Address	718 N 7TH ST, SAINT JOSEPH, MO 64501-1811
Document Number	0000006666
Book / Page	3821 / 406
Instrument Date	Aug 13, 2026
Instrument	20266666
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 N 7TH ST, SAINT JOSEPH, MO 64501-1811

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	718 N 7TH ST, SAINT JOSEPH, MO 64501-1811
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003775/613
Date	May 3, 2022
Book Page	3775/613
Instrument	2022004209

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	KANSAS CITY, MO 64157

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	718 N 7TH ST, SAINT JOSEPH, MO 64501-1811
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017000438
Date	Jan 17, 2017
Instrument	2017000438

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jan 24, 2023
Property Address	718 N 7TH ST, SAINT JOSEPH, MO 64501-1811
Document Number	0003784/23
Book / Page	3784 / 23
Instrument Date	Jul 20, 2022
Instrument	2023000498
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 N 7TH ST, SAINT JOSEPH, MO 64501-1811

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jan 17, 2019
Property Address	718 N 7TH ST, SAINT JOSEPH, MO 64501-1811
Document Number	003722/960
Book / Page	3722 / 960
Instrument Date	Jan 10, 2019
Instrument	2019000388
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	PREFERRED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 N 7TH ST, SAINT JOSEPH, MO 64501-1811

Mortgage

Document Number	003722/962
Date	Jan 17, 2019
Book Page	3722/962
Instrument	2019000389

Lender

Name	PLATTE VALLEY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 718 N 7th St was $3,108.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,108.00	$43,660 Land $2,880 Building $40,780	$229,800 Land $15,160 Building $214,640
2024	$3,108.00 (+26.96%)
2023	$2,448.00 (-0.65%)	$37,540 (-) Land $2,880 Building $34,660	$197,560 Land $15,160 Building $182,400
2022	$2,464.00	$37,540 Land $2,880 Building $34,660
2021			$197,560 Land $15,160 Building $182,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 718 N 7th St; there have been 6 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1984–1993)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 718 N 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: United Fiber.

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