718 N 5th St, Reading, PA 19601 Property Records

Berks County property record for 718 N 5th St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	6 bd · 1 ba · 3,347 sqft · built 1905
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Dec 2019)
Tax Bill	$2,498 (2026)
Deeds & Mortgages	May 2026 Mortgage Dec 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5307-59-74-7441`

Property Details

APN / Parcel Number

Primary APN	`5307-59-74-7441`
Alternative APNs	`14-5307-59-74-7441` `14076525` `076525`

Interior

Bedrooms	6 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	3,347 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	3,485 sqft (0.08 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14076525
Street Address	718 N 5TH ST
City	READING
State	PA
Zip	19601-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	74
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1008
Census Tract	900

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	718 N 5TH ST, READING, PA 19601-2210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Dec 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Dec 2, 2019	Deed, Transfer · VA Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2019 · Amount on Record
Deed Sale	Dec 2, 2019 · Amount on Record
Prior Sale	Apr 6, 2016 · Amount on Record
Deed Document Number	201941735
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	May 1, 2026
Property Address	718 N 5TH ST, READING, PA 19601-2210
Document Number	0000013428
Instrument Date	Apr 21, 2026
Instrument	202613428
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 N 5TH ST, READING, PA 19601-2210
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013428,
Date	May 1, 2026
Instrument	202613428

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	718 N 5TH ST, READING, PA 19601-2210
Transaction Type	Mortgage
Record Updated	Jan 12, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000037085
Date	Dec 18, 2023
Instrument	2023037085

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2033

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Dec 2, 2019
Property Address	718 N 5TH ST, READING, PA 19601-2210
Document Number	0000041735
Instrument Date	Nov 25, 2019
Instrument	2019041735
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 N 5TH ST, READING, PA 19601-2210

Mortgage

Document Number	0000041736
Date	Dec 2, 2019
Instrument	2019041736

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,498.00 (+4%)	$88,500 (-) Land $12,000 Building $76,500	$12,000 (-) Land $12,000
2025	$2,402.00 (+2.56%)	$88,500 (-) Land $12,000 Building $76,500	$12,000 (-86.44%) Land $12,000
2024	$2,342.00	$88,500 Land $12,000 Building $76,500
1994			$88,500 Land $12,000 Building $76,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 989 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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