718 N 3rd St, Richmond, KY 40475 Property Records

Madison County property record for 718 N 3rd St, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,238 sqft · built 1959
OwnerIndividual Name on Record
Last Sale$118,000 (Jul 2019)
Tax Bill$1,310 (2025)
Deeds & MortgagesJul 2019 Sale & Second Mortgage
Flood ZoneZone X (minimal risk)
APNR007-0001-0019

Property Details

APN / Parcel Number

Primary APNR007-0001-0019
Alternative APNs
  • 136592
  • 99369
  • 66542

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,238 sqft Living Area

Exterior

Year BuiltBuilt 1959
Exterior MaterialBrick Veneer
Garage TypeMixed
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemHeat Pump

Location & Zoning

Account Number66542
Street Address718 N 3RD ST
CityRICHMOND
StateKY
Zip40475-1214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDESC
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1035
Census Tract10202

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address718 N 3RD ST, RICHMOND, KY 40475-1214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2019 · Amount on Record
Deed SaleJul 8, 2019 · Amount on Record
Deed Document Number2013995184
Deed Book / PageD00775 / 544
Record UpdatedJun 8, 2026

July 2019: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJul 8, 2019
Property Address718 N 3RD ST, RICHMOND, KY 40475-1214
Document NumberD00775/544
Book / PageD00775 / 544
Instrument DateJul 2, 2019
Instrument2013995184
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$118.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address116 MEADOWLARK DR, 116, BEREA, KY 40403-1011

Transferred To (Grantee/Buyer)

NameVerified Name
Address718 N 3RD ST, RICHMOND, KY 40475-1214

Mortgage

Document Number2013995186
DateJul 8, 2019
Instrument2013995186
Lender
NameREPUBLIC BANK & TRUST CO
TypeBank
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2034

Mortgage

Document NumberM01873/547
DateJul 8, 2019
Book PageM01873/547
Instrument2013995185
Lender
NameREPUBLIC BANK & TRUST COMPANY
TypeNon-Lending Institution
AddressLOUISVILLE, KY 40202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,310.00 (+14.51%) Additional exemption filed$139,000 (+17.8%)$139,000 (+17.8%)
2023$1,144.00$118,000$118,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

Nearby Properties on N 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number