718 Main St, Andrews, NC 28901 Property Records

Cherokee County property record for 718 Main St, Andrews, NC 28901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,614 sqft · built 1962
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Jul 2025)
Tax Bill	$685 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Oct 2023 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`555620725359000`

Property Details

APN / Parcel Number

Primary APN	`555620725359000`
Alternative APNs	`49431` `61239`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,614 sqft Heated Area
Gross Area	1,966 sqft
1st Floor Area	1,614 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1974
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Hip
Roof Material	Asphalt
Lot Area	29,621 sqft (0.68 acres)
Lot Dimensions	201 ft deep x 127 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	61239
Street Address	718 MAIN ST
City	ANDREWS
State	NC
Zip	28901-9651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	P/O LOT 3 PHILLIPS & JORDON 1608/386 A/15C
Legal Subdivision	TED PHILLIPS AND TED JORDAN SUBDIVISION
Legal Lot Number	3
Jurisdiction	CHEROKEE NC
Township / Civil Division	VALLEYTOWN
Census Block Group	3
Census Block	3035
Census Tract	930101

Owner

Source: Cherokee County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	718 MAIN ST, ANDREWS, NC 28901-9651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2025	Warranty Deed, Transfer · Commercial Mortgage RONALD CLONTZ
Oct 12, 2023	Trustee's Deed, Foreclosure Foreclosure Auction
May 8, 2020	Deed of Trust, Mortgage · FHA Mortgage HOMESTAR FINANCIAL CORP
Mar 11, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2025 · Amount on Record
Deed Sale	Jul 29, 2025 · Amount on Record
Prior Sale	Oct 12, 2023 · Amount on Record
Deed Document Number	20253541
Deed Book / Page	1782 / 1030
Prior Transfer Date	Oct 5, 2023
Prior Transfer Doc	001744/157
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 29, 2025
Property Address	718 MAIN ST, ANDREWS, NC 28901-9651
Document Number	01782/1030
Book / Page	1782 / 1030
Map Reference	CAB A SL 15C
Instrument Date	Jul 29, 2025
Instrument	3541
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 MAIN ST, ANDREWS, NC 28901-9651

Mortgage

Document Number	0017821033
Date	Jul 29, 2025
Instrument	1782/1033

Lender

Name	RONALD CLONTZ
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2040

October 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 12, 2023
Property Address	718 MAIN ST, ANDREWS, NC 28901-9651
Document Number	001744/157
Book / Page	1744 / 157
Map Reference	MB 1 PG 20A
Instrument Date	Oct 5, 2023
Instrument	5123
Transaction Type	Foreclosure
Record Updated	Nov 22, 2023

Transaction

Amount	Amount Recorded
Tax	$181.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 CHALOUX ST, ANDREWS, NC 28901-9691

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	718 MAIN ST, ANDREWS, NC 28901-9651
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1643/309
Date	May 8, 2020
Book Page	1643/309
Instrument	2260

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Mar 11, 2019
Property Address	718 MAIN ST, ANDREWS, NC 28901-9651
Document Number	01608/0386
Book / Page	01608 / 0386
Map Reference	MB 1 PG 20A
Instrument Date	Feb 21, 2019
Instrument	00986
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 622, ANDREWS, NC 28901-0622

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Andrews Town
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$685.00	$98,400 (-)	$98,400 (-) Land $16,000 Building $82,400
2023		$98,400	$98,400 Land $16,000 Building $82,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ANDREWS serves 3,284 people · EPA ID NC0120020
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Frontier, Peachtree Broadband Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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